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Crescira AVM · estimated value Medium confidence
HK$25.91M
≈ HK$26,334 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.77M, with repayments around HK$87,910/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$82,722
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,295
−HK$2,615/mo
Today · 4.125%
HK$87,910
baseline
▲ 0.50% · 4.625%
HK$93,259
+HK$5,349/mo

Deposit HK$7.77M · loan HK$18.14M · min. income ≈ HK$175,820/mo (50% DSR)

Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$1,101,286 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
984 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2022-05-23 HK$25.58M +2.2%
2021-07-08 HK$25.04M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kai Tak
≈ 6 min walk · 415 m
Education
18
schools within 1 km (2 within 500 m)
Daily convenience
32
within 1 km (6 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kai Tak Station (a rail station within an 8-min walk earns this label).

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com