▼ 0.50% · 3.625%
HK$19,940
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,561
−HK$630/mo
Today · 4.125%
HK$21,191
baseline
▲ 0.50% · 4.625%
HK$22,480
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,382/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,184
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,779
−HK$603/mo
Today · 4.125%
HK$23,382
baseline
▲ 0.50% · 4.625%
HK$24,615
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,764/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,935
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,617
−HK$693/mo
Today · 4.125%
HK$23,310
baseline
▲ 0.50% · 4.625%
HK$24,728
+HK$1,418/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,620/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,402
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,056
−HK$664/mo
Today · 4.125%
HK$25,720
baseline
▲ 0.50% · 4.625%
HK$27,076
+HK$1,356/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,440/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,929
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,673
−HK$756/mo
Today · 4.125%
HK$25,429
baseline
▲ 0.50% · 4.625%
HK$26,976
+HK$1,547/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,858/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,620
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,334
−HK$725/mo
Today · 4.125%
HK$28,059
baseline
▲ 0.50% · 4.625%
HK$29,538
+HK$1,479/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,118/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,923
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,729
−HK$819/mo
Today · 4.125%
HK$27,548
baseline
▲ 0.50% · 4.625%
HK$29,224
+HK$1,676/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,096/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,839
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,612
−HK$785/mo
Today · 4.125%
HK$30,397
baseline
▲ 0.50% · 4.625%
HK$31,999
+HK$1,602/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,794/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,917
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,785
−HK$882/mo
Today · 4.125%
HK$29,667
baseline
▲ 0.50% · 4.625%
HK$31,472
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,334/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,057
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,890
−HK$845/mo
Today · 4.125%
HK$32,735
baseline
▲ 0.50% · 4.625%
HK$34,460
+HK$1,725/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,470/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,911
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,841
−HK$945/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,721
+HK$1,935/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,275
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,168
−HK$905/mo
Today · 4.125%
HK$35,073
baseline
▲ 0.50% · 4.625%
HK$36,922
+HK$1,849/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,146/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,905
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,897
−HK$1,008/mo
Today · 4.125%
HK$33,905
baseline
▲ 0.50% · 4.625%
HK$35,969
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,810/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,494
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,446
−HK$965/mo
Today · 4.125%
HK$37,411
baseline
▲ 0.50% · 4.625%
HK$39,383
+HK$1,972/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,822/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,899
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,953
−HK$1,072/mo
Today · 4.125%
HK$36,025
baseline
▲ 0.50% · 4.625%
HK$38,217
+HK$2,192/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$72,050/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,712
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,724
−HK$1,026/mo
Today · 4.125%
HK$39,750
baseline
▲ 0.50% · 4.625%
HK$41,845
+HK$2,095/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,500/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,893
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$1,135/mo
Today · 4.125%
HK$38,144
baseline
▲ 0.50% · 4.625%
HK$40,465
+HK$2,321/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$76,288/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,930
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,087/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,306
+HK$2,218/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,346 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).