▼ 0.50% · 3.625%
HK$3,127
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,224
−HK$99/mo
Today · 4.125%
HK$3,323
baseline
▲ 0.50% · 4.625%
HK$3,525
+HK$202/mo
Deposit HK$686K · loan HK$686K · min. income ≈ HK$6,646/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,478
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,572
−HK$94/mo
Today · 4.125%
HK$3,666
baseline
▲ 0.50% · 4.625%
HK$3,860
+HK$194/mo
Deposit HK$686K · loan HK$686K · min. income ≈ HK$7,332/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,546
−HK$109/mo
Today · 4.125%
HK$3,655
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$222/mo
Deposit HK$617K · loan HK$754K · min. income ≈ HK$7,310/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,826
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$104/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,245
+HK$212/mo
Deposit HK$617K · loan HK$754K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,869
−HK$118/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$243/mo
Deposit HK$548K · loan HK$823K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$114/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,631
+HK$231/mo
Deposit HK$548K · loan HK$823K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$128/mo
Today · 4.125%
HK$4,319
baseline
▲ 0.50% · 4.625%
HK$4,582
+HK$263/mo
Deposit HK$480K · loan HK$891K · min. income ≈ HK$8,638/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,643
−HK$123/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$251/mo
Deposit HK$480K · loan HK$891K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,377
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$139/mo
Today · 4.125%
HK$4,652
baseline
▲ 0.50% · 4.625%
HK$4,935
+HK$283/mo
Deposit HK$411K · loan HK$960K · min. income ≈ HK$9,304/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,870
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$133/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$270/mo
Deposit HK$411K · loan HK$960K · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,690
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$148/mo
Today · 4.125%
HK$4,984
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$303/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$9,968/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,357
−HK$142/mo
Today · 4.125%
HK$5,499
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$290/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$10,998/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$158/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$324/mo
Deposit HK$274K · loan HK$1.10M · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$151/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$309/mo
Deposit HK$274K · loan HK$1.10M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$168/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$343/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,913
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$161/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$328/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,628
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,803
−HK$178/mo
Today · 4.125%
HK$5,981
baseline
▲ 0.50% · 4.625%
HK$6,345
+HK$364/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,962/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,429
−HK$170/mo
Today · 4.125%
HK$6,599
baseline
▲ 0.50% · 4.625%
HK$6,947
+HK$348/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,198/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).