▼ 0.50% · 3.625%
HK$21,530
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,200
−HK$680/mo
Today · 4.125%
HK$22,880
baseline
▲ 0.50% · 4.625%
HK$24,273
+HK$1,393/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,760/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,952
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,595
−HK$651/mo
Today · 4.125%
HK$25,246
baseline
▲ 0.50% · 4.625%
HK$26,577
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,492/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,683
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,420
−HK$748/mo
Today · 4.125%
HK$25,168
baseline
▲ 0.50% · 4.625%
HK$26,700
+HK$1,532/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,336/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,347
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,054
−HK$717/mo
Today · 4.125%
HK$27,771
baseline
▲ 0.50% · 4.625%
HK$29,235
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,542/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,836
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,640
−HK$817/mo
Today · 4.125%
HK$27,457
baseline
▲ 0.50% · 4.625%
HK$29,127
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,914/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,743
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,514
−HK$782/mo
Today · 4.125%
HK$30,296
baseline
▲ 0.50% · 4.625%
HK$31,892
+HK$1,596/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,592/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,989
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,860
−HK$885/mo
Today · 4.125%
HK$29,745
baseline
▲ 0.50% · 4.625%
HK$31,554
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,490/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,138
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,973
−HK$847/mo
Today · 4.125%
HK$32,820
baseline
▲ 0.50% · 4.625%
HK$34,550
+HK$1,730/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,640/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,142
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,080
−HK$953/mo
Today · 4.125%
HK$32,033
baseline
▲ 0.50% · 4.625%
HK$33,982
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,066/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,533
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,432
−HK$913/mo
Today · 4.125%
HK$35,345
baseline
▲ 0.50% · 4.625%
HK$37,208
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,690/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,295
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,300
−HK$1,021/mo
Today · 4.125%
HK$34,321
baseline
▲ 0.50% · 4.625%
HK$36,409
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,642/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,928
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,892
−HK$977/mo
Today · 4.125%
HK$37,869
baseline
▲ 0.50% · 4.625%
HK$39,866
+HK$1,997/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,738/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,448
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,520
−HK$1,089/mo
Today · 4.125%
HK$36,609
baseline
▲ 0.50% · 4.625%
HK$38,836
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,218/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,324
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,351
−HK$1,043/mo
Today · 4.125%
HK$40,394
baseline
▲ 0.50% · 4.625%
HK$42,523
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,788/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,602
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,740
−HK$1,157/mo
Today · 4.125%
HK$38,897
baseline
▲ 0.50% · 4.625%
HK$41,264
+HK$2,367/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,794/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,719
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,811
−HK$1,108/mo
Today · 4.125%
HK$42,919
baseline
▲ 0.50% · 4.625%
HK$45,181
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,838/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,755
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,960
−HK$1,225/mo
Today · 4.125%
HK$41,185
baseline
▲ 0.50% · 4.625%
HK$43,691
+HK$2,506/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,370/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,114
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,270
−HK$1,173/mo
Today · 4.125%
HK$45,443
baseline
▲ 0.50% · 4.625%
HK$47,839
+HK$2,396/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,886/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,205 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).