▼ 0.50% · 3.625%
HK$19,158
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,754
−HK$606/mo
Today · 4.125%
HK$20,360
baseline
▲ 0.50% · 4.625%
HK$21,599
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,720/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,313
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,885
−HK$580/mo
Today · 4.125%
HK$22,465
baseline
▲ 0.50% · 4.625%
HK$23,649
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,930/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,074
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,730
−HK$666/mo
Today · 4.125%
HK$22,396
baseline
▲ 0.50% · 4.625%
HK$23,758
+HK$1,362/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,792/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,445
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,074
−HK$637/mo
Today · 4.125%
HK$24,711
baseline
▲ 0.50% · 4.625%
HK$26,014
+HK$1,303/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,422/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,990
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,705
−HK$727/mo
Today · 4.125%
HK$24,432
baseline
▲ 0.50% · 4.625%
HK$25,918
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,864/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,576
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,262
−HK$696/mo
Today · 4.125%
HK$26,958
baseline
▲ 0.50% · 4.625%
HK$28,379
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,916/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,906
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,680
−HK$788/mo
Today · 4.125%
HK$26,468
baseline
▲ 0.50% · 4.625%
HK$28,078
+HK$1,610/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,936/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,451
−HK$753/mo
Today · 4.125%
HK$29,204
baseline
▲ 0.50% · 4.625%
HK$30,744
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,408/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,822
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,656
−HK$848/mo
Today · 4.125%
HK$28,504
baseline
▲ 0.50% · 4.625%
HK$30,238
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,008/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,839
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,639
−HK$812/mo
Today · 4.125%
HK$31,451
baseline
▲ 0.50% · 4.625%
HK$33,109
+HK$1,658/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,902/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,737
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,631
−HK$909/mo
Today · 4.125%
HK$30,540
baseline
▲ 0.50% · 4.625%
HK$32,398
+HK$1,858/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,080/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,970
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,828
−HK$869/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,474
+HK$1,777/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,653
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,607
−HK$968/mo
Today · 4.125%
HK$32,575
baseline
▲ 0.50% · 4.625%
HK$34,558
+HK$1,983/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,150/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,101
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,016
−HK$928/mo
Today · 4.125%
HK$35,944
baseline
▲ 0.50% · 4.625%
HK$37,838
+HK$1,894/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,888/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,582
−HK$1,029/mo
Today · 4.125%
HK$34,611
baseline
▲ 0.50% · 4.625%
HK$36,717
+HK$2,106/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,222/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,233
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,205
−HK$985/mo
Today · 4.125%
HK$38,190
baseline
▲ 0.50% · 4.625%
HK$40,203
+HK$2,013/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,380/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,485
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,558
−HK$1,089/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,877
+HK$2,230/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,364
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,393
−HK$1,044/mo
Today · 4.125%
HK$40,437
baseline
▲ 0.50% · 4.625%
HK$42,568
+HK$2,131/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,874/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,055 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).