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At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,286/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$40,572/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,578 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 328 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-21 | HK$4.55M | −10.8% 8.3y · −1.0%/yr |
| 2017-07-06 | HK$5.10M | +65.6% 5.2y · 13.0%/yr |
| 2012-05-07 | HK$3.08M | +98.7% |
| 2009-03-04 | HK$1.55M | +21.1% |
| 2004-03-09 | HK$1.28M | — |