▼ 0.50% · 3.625%
HK$20,087
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,712
−HK$635/mo
Today · 4.125%
HK$21,347
baseline
▲ 0.50% · 4.625%
HK$22,645
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,694/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,346
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$608/mo
Today · 4.125%
HK$23,554
baseline
▲ 0.50% · 4.625%
HK$24,795
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,108/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$698/mo
Today · 4.125%
HK$23,481
baseline
▲ 0.50% · 4.625%
HK$24,910
+HK$1,429/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,962/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,581
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,240
−HK$669/mo
Today · 4.125%
HK$25,909
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,366/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,818/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,104
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,854
−HK$762/mo
Today · 4.125%
HK$25,616
baseline
▲ 0.50% · 4.625%
HK$27,174
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$51,232/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,816
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,535
−HK$730/mo
Today · 4.125%
HK$28,265
baseline
▲ 0.50% · 4.625%
HK$29,754
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$56,530/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,113
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,925
−HK$825/mo
Today · 4.125%
HK$27,750
baseline
▲ 0.50% · 4.625%
HK$29,439
+HK$1,689/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,500/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,050
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,830
−HK$790/mo
Today · 4.125%
HK$30,620
baseline
▲ 0.50% · 4.625%
HK$32,234
+HK$1,614/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,240/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,122
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,996
−HK$889/mo
Today · 4.125%
HK$29,885
baseline
▲ 0.50% · 4.625%
HK$31,704
+HK$1,819/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,770/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,285
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,124
−HK$851/mo
Today · 4.125%
HK$32,975
baseline
▲ 0.50% · 4.625%
HK$34,713
+HK$1,738/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,950/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,130
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,068
−HK$952/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,968
+HK$1,948/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,040/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,520
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$912/mo
Today · 4.125%
HK$35,331
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$1,862/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,662/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,139
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,139
−HK$1,015/mo
Today · 4.125%
HK$34,154
baseline
▲ 0.50% · 4.625%
HK$36,233
+HK$2,079/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,308/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,754
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$973/mo
Today · 4.125%
HK$37,686
baseline
▲ 0.50% · 4.625%
HK$39,673
+HK$1,987/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,372/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,148
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,210
−HK$1,079/mo
Today · 4.125%
HK$36,289
baseline
▲ 0.50% · 4.625%
HK$38,497
+HK$2,208/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,578/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,989
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,008
−HK$1,033/mo
Today · 4.125%
HK$40,041
baseline
▲ 0.50% · 4.625%
HK$42,152
+HK$2,111/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,082/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,156
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,281
−HK$1,143/mo
Today · 4.125%
HK$38,424
baseline
▲ 0.50% · 4.625%
HK$40,762
+HK$2,338/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,848/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,224
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,302
−HK$1,095/mo
Today · 4.125%
HK$42,397
baseline
▲ 0.50% · 4.625%
HK$44,632
+HK$2,235/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,794/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,272 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).