21/F 14

in CHUK YUEN NORTH ESTATE PAK YUEN HOUSE (BLOCK 9)

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Floor

4/F 19 443 ft² 5/F 5 489 ft² 6/F 13 447 ft² 7/F 7 443 ft² 9/F 15 443 ft² 9/F 24 381 ft² 10/F 16 485 ft² 10/F 7 443 ft² 10/F 8 12/F 12 531 ft² 12/F 24 381 ft² 14/F 24 381 ft² 15/F 6 443 ft² 16/F 18 443 ft² 17/F 18 443 ft² 18/F 19 443 ft² 18/F 23 443 ft² 19/F 18 443 ft² 20/F 14 443 ft² 20/F 2 443 ft² 21/F 11 443 ft² 21/F 14 443 ft² 21/F 20 489 ft² 21/F 3 443 ft² 21/F 7 443 ft² 21/F 8 485 ft² 22/F 3 443 ft² 23/F 17 485 ft² 25/F 15 443 ft² 25/F 17 27/F 23 443 ft² 28/F 19 443 ft² 28/F 7 443 ft² 29/F 24 381 ft² 29/F 8 485 ft² 30/F 19 443 ft² 30/F 5 489 ft² 31/F 12 531 ft² 31/F 16 485 ft² 31/F 2 443 ft² 31/F 22 443 ft² 31/F 6 443 ft² 32/F 16 485 ft² 33/F 17 485 ft² 34/F 4 489 ft² 35/F 16 485 ft² 35/F 19 443 ft² 35/F 21 489 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$2.49M

≈ HK$5,615 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$249K, with repayments around HK$10,850/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$10,209

−HK$641/mo

▼ 0.25% · 3.875%

HK$10,527

−HK$323/mo

Today · 4.125%

HK$10,850

baseline

▲ 0.50% · 4.625%

HK$11,510

+HK$660/mo

Deposit HK$249K · loan HK$2.24M · min. income ≈ HK$21,700/mo (50% DSR)

Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Wong Tai Sin Station

≈ 7 min walk · 539 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (15 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

103

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Wong Tai Sin Station Station.

Family-friendly — 75 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 103 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: 14
Saleable Area: 443 Saleable ft²
Gross Area: 572 ft²
Efficiency: 77%
District: Wong Tai Sin District · Kowloon
School net (POA): 43

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2013-08-08	HK$1.50M	—	HK$3,386	—

Other appraised units in this building

Data sourced from Renavon.com