▼ 0.50% · 3.625%
HK$22,323
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,017
−HK$705/mo
Today · 4.125%
HK$23,722
baseline
▲ 0.50% · 4.625%
HK$25,166
+HK$1,444/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,444/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,834
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,500
−HK$675/mo
Today · 4.125%
HK$26,175
baseline
▲ 0.50% · 4.625%
HK$27,555
+HK$1,380/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,350/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,555
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,319
−HK$776/mo
Today · 4.125%
HK$26,095
baseline
▲ 0.50% · 4.625%
HK$27,683
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$52,190/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,317
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,050
−HK$743/mo
Today · 4.125%
HK$28,793
baseline
▲ 0.50% · 4.625%
HK$30,311
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$57,586/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,787
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,620
−HK$847/mo
Today · 4.125%
HK$28,467
baseline
▲ 0.50% · 4.625%
HK$30,199
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,934/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,800
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,600
−HK$810/mo
Today · 4.125%
HK$31,410
baseline
▲ 0.50% · 4.625%
HK$33,066
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,820/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,019
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,922
−HK$917/mo
Today · 4.125%
HK$30,839
baseline
▲ 0.50% · 4.625%
HK$32,716
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,678/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,284
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,150
−HK$878/mo
Today · 4.125%
HK$34,028
baseline
▲ 0.50% · 4.625%
HK$35,822
+HK$1,794/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,056/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,252
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,224
−HK$987/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$35,232
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,767
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,700
−HK$946/mo
Today · 4.125%
HK$36,646
baseline
▲ 0.50% · 4.625%
HK$38,577
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,292/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,484
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,525
−HK$1,059/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,749
+HK$2,165/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,251
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,250
−HK$1,013/mo
Today · 4.125%
HK$39,263
baseline
▲ 0.50% · 4.625%
HK$41,333
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,526/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,716
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,827
−HK$1,129/mo
Today · 4.125%
HK$37,956
baseline
▲ 0.50% · 4.625%
HK$40,265
+HK$2,309/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,912/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,734
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,800
−HK$1,081/mo
Today · 4.125%
HK$41,881
baseline
▲ 0.50% · 4.625%
HK$44,088
+HK$2,207/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,762/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,948
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,129
−HK$1,199/mo
Today · 4.125%
HK$40,328
baseline
▲ 0.50% · 4.625%
HK$42,782
+HK$2,454/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,656/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,217
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,350
−HK$1,148/mo
Today · 4.125%
HK$44,498
baseline
▲ 0.50% · 4.625%
HK$46,844
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,996/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,181
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,431
−HK$1,269/mo
Today · 4.125%
HK$42,700
baseline
▲ 0.50% · 4.625%
HK$45,299
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,400/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,701
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,900
−HK$1,216/mo
Today · 4.125%
HK$47,116
baseline
▲ 0.50% · 4.625%
HK$49,599
+HK$2,483/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,232/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,953 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).