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Crescira AVM · estimated value Medium confidence
HK$18.25M
≈ HK$25,315 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.48M, with repayments around HK$61,921/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$58,267
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,079
−HK$1,842/mo
Today · 4.125%
HK$61,921
baseline
▲ 0.50% · 4.625%
HK$65,688
+HK$3,767/mo

Deposit HK$5.48M · loan HK$12.78M · min. income ≈ HK$123,842/mo (50% DSR)

Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$684,449 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
F
Saleable Area
721 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2020-12-03 HK$18.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kai Tak
≈ 5 min walk · 338 m
Education
20
schools within 1 km (0 within 500 m)
Daily convenience
35
within 1 km (9 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Kai Tak Station (a rail station within an 8-min walk earns this label).

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com