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At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,878/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,756/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$19,830 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Diamond Hill Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 309 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 59%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-05 | HK$5.34M | +33.5% 3.4y · 10.0%/yr |
| 2017-03-23 | HK$4.00M | +97.0% 6.5y · 15.0%/yr |
| 2010-09-21 | HK$2.03M | +31.8% |
| 2009-09-01 | HK$1.54M | −8.3% |
| 2008-03-05 | HK$1.68M | +12.8% |
| 2001-06-08 | HK$1.49M | — |