▼ 0.50% · 3.625%
HK$4,545
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$144/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$294/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$137/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$281/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,155
−HK$158/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,636
+HK$323/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,711
−HK$151/mo
Today · 4.125%
HK$5,862
baseline
▲ 0.50% · 4.625%
HK$6,171
+HK$309/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$11,724/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,623
−HK$173/mo
Today · 4.125%
HK$5,796
baseline
▲ 0.50% · 4.625%
HK$6,148
+HK$352/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$11,592/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,067
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,230
−HK$165/mo
Today · 4.125%
HK$6,395
baseline
▲ 0.50% · 4.625%
HK$6,732
+HK$337/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$12,790/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,908
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,092
−HK$187/mo
Today · 4.125%
HK$6,279
baseline
▲ 0.50% · 4.625%
HK$6,661
+HK$382/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,558/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,573
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,749
−HK$179/mo
Today · 4.125%
HK$6,928
baseline
▲ 0.50% · 4.625%
HK$7,293
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,856/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,363
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,561
−HK$201/mo
Today · 4.125%
HK$6,762
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$411/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$13,524/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,078
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,268
−HK$193/mo
Today · 4.125%
HK$7,461
baseline
▲ 0.50% · 4.625%
HK$7,854
+HK$393/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$14,922/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,029
−HK$216/mo
Today · 4.125%
HK$7,245
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$440/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,490/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,584
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,787
−HK$207/mo
Today · 4.125%
HK$7,994
baseline
▲ 0.50% · 4.625%
HK$8,415
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,988/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,272
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,498
−HK$230/mo
Today · 4.125%
HK$7,728
baseline
▲ 0.50% · 4.625%
HK$8,198
+HK$470/mo
Deposit HK$399K · loan HK$1.59M · min. income ≈ HK$15,456/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,090
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,307
−HK$220/mo
Today · 4.125%
HK$8,527
baseline
▲ 0.50% · 4.625%
HK$8,976
+HK$449/mo
Deposit HK$399K · loan HK$1.59M · min. income ≈ HK$17,054/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,726
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,966
−HK$245/mo
Today · 4.125%
HK$8,211
baseline
▲ 0.50% · 4.625%
HK$8,710
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,422/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,595
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,826
−HK$234/mo
Today · 4.125%
HK$9,060
baseline
▲ 0.50% · 4.625%
HK$9,537
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,120/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,181
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,435
−HK$259/mo
Today · 4.125%
HK$8,694
baseline
▲ 0.50% · 4.625%
HK$9,223
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,388/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,101
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,345
−HK$248/mo
Today · 4.125%
HK$9,593
baseline
▲ 0.50% · 4.625%
HK$10,098
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,186/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).