▼ 0.50% · 3.625%
HK$19,071
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,665
−HK$602/mo
Today · 4.125%
HK$20,267
baseline
▲ 0.50% · 4.625%
HK$21,501
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,534/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,217
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,786
−HK$577/mo
Today · 4.125%
HK$22,363
baseline
▲ 0.50% · 4.625%
HK$23,542
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,726/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,979
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,631
−HK$663/mo
Today · 4.125%
HK$22,294
baseline
▲ 0.50% · 4.625%
HK$23,651
+HK$1,357/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,588/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,338
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,964
−HK$635/mo
Today · 4.125%
HK$24,599
baseline
▲ 0.50% · 4.625%
HK$25,896
+HK$1,297/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,198/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,886
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,598
−HK$723/mo
Today · 4.125%
HK$24,321
baseline
▲ 0.50% · 4.625%
HK$25,801
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,642/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,460
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,143
−HK$693/mo
Today · 4.125%
HK$26,836
baseline
▲ 0.50% · 4.625%
HK$28,250
+HK$1,414/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,672/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,793
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,564
−HK$784/mo
Today · 4.125%
HK$26,348
baseline
▲ 0.50% · 4.625%
HK$27,951
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,696/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,582
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,322
−HK$750/mo
Today · 4.125%
HK$29,072
baseline
▲ 0.50% · 4.625%
HK$30,604
+HK$1,532/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,144/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,700
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,531
−HK$843/mo
Today · 4.125%
HK$28,374
baseline
▲ 0.50% · 4.625%
HK$30,101
+HK$1,727/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,748/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,703
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,500
−HK$808/mo
Today · 4.125%
HK$31,308
baseline
▲ 0.50% · 4.625%
HK$32,959
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,616/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,607
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,497
−HK$904/mo
Today · 4.125%
HK$30,401
baseline
▲ 0.50% · 4.625%
HK$32,251
+HK$1,850/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,802/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,825
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,679
−HK$866/mo
Today · 4.125%
HK$33,545
baseline
▲ 0.50% · 4.625%
HK$35,313
+HK$1,768/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,090/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,514
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,463
−HK$965/mo
Today · 4.125%
HK$32,428
baseline
▲ 0.50% · 4.625%
HK$34,401
+HK$1,973/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,856/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,947
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,857
−HK$924/mo
Today · 4.125%
HK$35,781
baseline
▲ 0.50% · 4.625%
HK$37,667
+HK$1,886/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,562/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,421
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,430
−HK$1,025/mo
Today · 4.125%
HK$34,455
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$2,096/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,910/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,069
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,036
−HK$981/mo
Today · 4.125%
HK$38,017
baseline
▲ 0.50% · 4.625%
HK$40,021
+HK$2,004/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,034/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,329
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,396
−HK$1,085/mo
Today · 4.125%
HK$36,481
baseline
▲ 0.50% · 4.625%
HK$38,701
+HK$2,220/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$72,962/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,190
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,214
−HK$1,039/mo
Today · 4.125%
HK$40,253
baseline
▲ 0.50% · 4.625%
HK$42,375
+HK$2,122/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$80,506/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,912 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).