▼ 0.50% · 3.625%
HK$4,938
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$156/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$319/mo
Deposit HK$1.08M · loan HK$1.08M · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,641
−HK$150/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$305/mo
Deposit HK$1.08M · loan HK$1.08M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$172/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,124
+HK$351/mo
Deposit HK$975K · loan HK$1.19M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,043
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$165/mo
Today · 4.125%
HK$6,370
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$336/mo
Deposit HK$975K · loan HK$1.19M · min. income ≈ HK$12,740/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,110
−HK$188/mo
Today · 4.125%
HK$6,298
baseline
▲ 0.50% · 4.625%
HK$6,681
+HK$383/mo
Deposit HK$866K · loan HK$1.30M · min. income ≈ HK$12,596/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,593
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$180/mo
Today · 4.125%
HK$6,949
baseline
▲ 0.50% · 4.625%
HK$7,315
+HK$366/mo
Deposit HK$866K · loan HK$1.30M · min. income ≈ HK$13,898/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,420
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,620
−HK$202/mo
Today · 4.125%
HK$6,822
baseline
▲ 0.50% · 4.625%
HK$7,238
+HK$416/mo
Deposit HK$758K · loan HK$1.41M · min. income ≈ HK$13,644/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,142
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,334
−HK$194/mo
Today · 4.125%
HK$7,528
baseline
▲ 0.50% · 4.625%
HK$7,925
+HK$397/mo
Deposit HK$758K · loan HK$1.41M · min. income ≈ HK$15,056/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,914
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,129
−HK$218/mo
Today · 4.125%
HK$7,347
baseline
▲ 0.50% · 4.625%
HK$7,794
+HK$447/mo
Deposit HK$650K · loan HK$1.52M · min. income ≈ HK$14,694/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,691
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,898
−HK$209/mo
Today · 4.125%
HK$8,107
baseline
▲ 0.50% · 4.625%
HK$8,534
+HK$427/mo
Deposit HK$650K · loan HK$1.52M · min. income ≈ HK$16,214/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,408
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,638
−HK$234/mo
Today · 4.125%
HK$7,872
baseline
▲ 0.50% · 4.625%
HK$8,351
+HK$479/mo
Deposit HK$541K · loan HK$1.62M · min. income ≈ HK$15,744/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,241
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,462
−HK$224/mo
Today · 4.125%
HK$8,686
baseline
▲ 0.50% · 4.625%
HK$9,144
+HK$458/mo
Deposit HK$541K · loan HK$1.62M · min. income ≈ HK$17,372/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,901
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,147
−HK$250/mo
Today · 4.125%
HK$8,397
baseline
▲ 0.50% · 4.625%
HK$8,908
+HK$511/mo
Deposit HK$433K · loan HK$1.73M · min. income ≈ HK$16,794/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,790
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,026
−HK$239/mo
Today · 4.125%
HK$9,265
baseline
▲ 0.50% · 4.625%
HK$9,753
+HK$488/mo
Deposit HK$433K · loan HK$1.73M · min. income ≈ HK$18,530/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,395
−HK$527/mo
▼ 0.25% · 3.875%
HK$8,656
−HK$266/mo
Today · 4.125%
HK$8,922
baseline
▲ 0.50% · 4.625%
HK$9,465
+HK$543/mo
Deposit HK$325K · loan HK$1.84M · min. income ≈ HK$17,844/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,340
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,590
−HK$254/mo
Today · 4.125%
HK$9,844
baseline
▲ 0.50% · 4.625%
HK$10,363
+HK$519/mo
Deposit HK$325K · loan HK$1.84M · min. income ≈ HK$19,688/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,889
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,166
−HK$280/mo
Today · 4.125%
HK$9,446
baseline
▲ 0.50% · 4.625%
HK$10,021
+HK$575/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$18,892/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,889
−HK$534/mo
▼ 0.25% · 3.875%
HK$10,154
−HK$269/mo
Today · 4.125%
HK$10,423
baseline
▲ 0.50% · 4.625%
HK$10,973
+HK$550/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$20,846/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).