▼ 0.50% · 3.625%
HK$22,525
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,226
−HK$712/mo
Today · 4.125%
HK$23,938
baseline
▲ 0.50% · 4.625%
HK$25,394
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,876/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,059
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,731
−HK$682/mo
Today · 4.125%
HK$26,413
baseline
▲ 0.50% · 4.625%
HK$27,805
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,826/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,778
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,549
−HK$783/mo
Today · 4.125%
HK$26,332
baseline
▲ 0.50% · 4.625%
HK$27,934
+HK$1,602/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$52,664/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,565
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,304
−HK$750/mo
Today · 4.125%
HK$29,054
baseline
▲ 0.50% · 4.625%
HK$30,586
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$58,108/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,030
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,871
−HK$854/mo
Today · 4.125%
HK$28,725
baseline
▲ 0.50% · 4.625%
HK$30,473
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,450/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,071
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,877
−HK$819/mo
Today · 4.125%
HK$31,696
baseline
▲ 0.50% · 4.625%
HK$33,366
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,392/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,283
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,194
−HK$925/mo
Today · 4.125%
HK$31,119
baseline
▲ 0.50% · 4.625%
HK$33,013
+HK$1,894/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,238/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,577
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,451
−HK$886/mo
Today · 4.125%
HK$34,337
baseline
▲ 0.50% · 4.625%
HK$36,147
+HK$1,810/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,674/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,535
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,516
−HK$997/mo
Today · 4.125%
HK$33,513
baseline
▲ 0.50% · 4.625%
HK$35,552
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,026/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,083
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,024
−HK$954/mo
Today · 4.125%
HK$36,978
baseline
▲ 0.50% · 4.625%
HK$38,927
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,956/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,788
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,839
−HK$1,068/mo
Today · 4.125%
HK$35,907
baseline
▲ 0.50% · 4.625%
HK$38,092
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,814/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,589
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,597
−HK$1,023/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$41,708
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,040
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,162
−HK$1,139/mo
Today · 4.125%
HK$38,301
baseline
▲ 0.50% · 4.625%
HK$40,631
+HK$2,330/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,602/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,095
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,170
−HK$1,091/mo
Today · 4.125%
HK$42,261
baseline
▲ 0.50% · 4.625%
HK$44,488
+HK$2,227/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,522/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,293
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,484
−HK$1,210/mo
Today · 4.125%
HK$40,694
baseline
▲ 0.50% · 4.625%
HK$43,170
+HK$2,476/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,388/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,601
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,743
−HK$1,159/mo
Today · 4.125%
HK$44,902
baseline
▲ 0.50% · 4.625%
HK$47,269
+HK$2,367/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,804/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,546
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,807
−HK$1,281/mo
Today · 4.125%
HK$43,088
baseline
▲ 0.50% · 4.625%
HK$45,710
+HK$2,622/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,176/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,107
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,316
−HK$1,227/mo
Today · 4.125%
HK$47,543
baseline
▲ 0.50% · 4.625%
HK$50,050
+HK$2,507/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,086/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).