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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,680/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,360/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kai Tak Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- NO. 92
- Saleable Area
- 569 Saleable ft²
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-09 | HK$2.98M | −36.6% 5.0y · −7.0%/yr |
| 2021-03-23 | HK$4.70M | +0.0% 4.0y · 7.0%/yr |
| 2020-06-05 | HK$4.70M | +26.3% 3.1y · 8.0%/yr |
| 2017-04-03 | HK$3.72M | — |