▼ 0.50% · 3.625%
HK$21,919
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,601
−HK$692/mo
Today · 4.125%
HK$23,293
baseline
▲ 0.50% · 4.625%
HK$24,711
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,586/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,385
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,039
−HK$663/mo
Today · 4.125%
HK$25,702
baseline
▲ 0.50% · 4.625%
HK$27,057
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,404/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,111
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,861
−HK$762/mo
Today · 4.125%
HK$25,623
baseline
▲ 0.50% · 4.625%
HK$27,182
+HK$1,559/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,246/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,823
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,542
−HK$730/mo
Today · 4.125%
HK$28,272
baseline
▲ 0.50% · 4.625%
HK$29,762
+HK$1,490/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,544/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,303
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,121
−HK$831/mo
Today · 4.125%
HK$27,952
baseline
▲ 0.50% · 4.625%
HK$29,653
+HK$1,701/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,904/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,261
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,046
−HK$796/mo
Today · 4.125%
HK$30,842
baseline
▲ 0.50% · 4.625%
HK$32,468
+HK$1,626/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,684/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,495
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,381
−HK$900/mo
Today · 4.125%
HK$30,281
baseline
▲ 0.50% · 4.625%
HK$32,124
+HK$1,843/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,562/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,700
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,550
−HK$863/mo
Today · 4.125%
HK$33,413
baseline
▲ 0.50% · 4.625%
HK$35,174
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,826/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,686
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,641
−HK$970/mo
Today · 4.125%
HK$32,611
baseline
▲ 0.50% · 4.625%
HK$34,595
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,222/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,138
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,054
−HK$929/mo
Today · 4.125%
HK$35,983
baseline
▲ 0.50% · 4.625%
HK$37,879
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,966/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,878
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,901
−HK$1,039/mo
Today · 4.125%
HK$34,940
baseline
▲ 0.50% · 4.625%
HK$37,066
+HK$2,126/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,880/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,577
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,558
−HK$995/mo
Today · 4.125%
HK$38,553
baseline
▲ 0.50% · 4.625%
HK$40,585
+HK$2,032/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,106/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,070
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,161
−HK$1,108/mo
Today · 4.125%
HK$37,269
baseline
▲ 0.50% · 4.625%
HK$39,537
+HK$2,268/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,538/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,015
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,062
−HK$1,061/mo
Today · 4.125%
HK$41,123
baseline
▲ 0.50% · 4.625%
HK$43,291
+HK$2,168/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,246/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,262
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,421
−HK$1,178/mo
Today · 4.125%
HK$39,599
baseline
▲ 0.50% · 4.625%
HK$42,008
+HK$2,409/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,198/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,454
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,566
−HK$1,127/mo
Today · 4.125%
HK$43,693
baseline
▲ 0.50% · 4.625%
HK$45,997
+HK$2,304/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,386/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,454
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,681
−HK$1,247/mo
Today · 4.125%
HK$41,928
baseline
▲ 0.50% · 4.625%
HK$44,479
+HK$2,551/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,856/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,892
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,069
−HK$1,195/mo
Today · 4.125%
HK$46,264
baseline
▲ 0.50% · 4.625%
HK$48,702
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,528/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,248 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).