▼ 0.50% · 3.625%
HK$18,283
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,852
−HK$578/mo
Today · 4.125%
HK$19,430
baseline
▲ 0.50% · 4.625%
HK$20,612
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,860/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,340
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,886
−HK$553/mo
Today · 4.125%
HK$21,439
baseline
▲ 0.50% · 4.625%
HK$22,569
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,878/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,112
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,737
−HK$636/mo
Today · 4.125%
HK$21,373
baseline
▲ 0.50% · 4.625%
HK$22,673
+HK$1,300/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,746/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,374
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,974
−HK$609/mo
Today · 4.125%
HK$23,583
baseline
▲ 0.50% · 4.625%
HK$24,826
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,166/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,940
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,623
−HK$693/mo
Today · 4.125%
HK$23,316
baseline
▲ 0.50% · 4.625%
HK$24,735
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,632/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,408
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,063
−HK$664/mo
Today · 4.125%
HK$25,727
baseline
▲ 0.50% · 4.625%
HK$27,083
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,454/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,768
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,508
−HK$751/mo
Today · 4.125%
HK$25,259
baseline
▲ 0.50% · 4.625%
HK$26,796
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,518/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,442
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,151
−HK$720/mo
Today · 4.125%
HK$27,871
baseline
▲ 0.50% · 4.625%
HK$29,340
+HK$1,469/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,742/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,597
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,393
−HK$809/mo
Today · 4.125%
HK$27,202
baseline
▲ 0.50% · 4.625%
HK$28,857
+HK$1,655/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,404/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,476
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,240
−HK$775/mo
Today · 4.125%
HK$30,015
baseline
▲ 0.50% · 4.625%
HK$31,597
+HK$1,582/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,030/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,425
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,278
−HK$867/mo
Today · 4.125%
HK$29,145
baseline
▲ 0.50% · 4.625%
HK$30,918
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,290/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,510
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,328
−HK$831/mo
Today · 4.125%
HK$32,159
baseline
▲ 0.50% · 4.625%
HK$33,854
+HK$1,695/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,318/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,253
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,163
−HK$925/mo
Today · 4.125%
HK$31,088
baseline
▲ 0.50% · 4.625%
HK$32,979
+HK$1,891/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,176/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,544
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,417
−HK$885/mo
Today · 4.125%
HK$34,302
baseline
▲ 0.50% · 4.625%
HK$36,111
+HK$1,809/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,604/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,082
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,049
−HK$982/mo
Today · 4.125%
HK$33,031
baseline
▲ 0.50% · 4.625%
HK$35,041
+HK$2,010/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,062/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,578
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,506
−HK$940/mo
Today · 4.125%
HK$36,446
baseline
▲ 0.50% · 4.625%
HK$38,367
+HK$1,921/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,892/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,910
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,934
−HK$1,040/mo
Today · 4.125%
HK$34,974
baseline
▲ 0.50% · 4.625%
HK$37,102
+HK$2,128/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,948/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,612
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,594
−HK$996/mo
Today · 4.125%
HK$38,590
baseline
▲ 0.50% · 4.625%
HK$40,624
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,180/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,544 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).