▼ 0.50% · 3.625%
HK$22,166
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,855
−HK$701/mo
Today · 4.125%
HK$23,556
baseline
▲ 0.50% · 4.625%
HK$24,989
+HK$1,433/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,112/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,659
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,321
−HK$671/mo
Today · 4.125%
HK$25,992
baseline
▲ 0.50% · 4.625%
HK$27,362
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,984/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,382
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,141
−HK$770/mo
Today · 4.125%
HK$25,911
baseline
▲ 0.50% · 4.625%
HK$27,488
+HK$1,577/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$51,822/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,125
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,853
−HK$738/mo
Today · 4.125%
HK$28,591
baseline
▲ 0.50% · 4.625%
HK$30,098
+HK$1,507/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$57,182/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,426
−HK$841/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,987
+HK$1,720/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,591
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,385
−HK$805/mo
Today · 4.125%
HK$31,190
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,644/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,380/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,816
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,712
−HK$911/mo
Today · 4.125%
HK$30,623
baseline
▲ 0.50% · 4.625%
HK$32,486
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,246/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,057
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,917
−HK$872/mo
Today · 4.125%
HK$33,789
baseline
▲ 0.50% · 4.625%
HK$35,570
+HK$1,781/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,578/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,032
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,997
−HK$981/mo
Today · 4.125%
HK$32,978
baseline
▲ 0.50% · 4.625%
HK$34,985
+HK$2,007/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$65,956/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,523
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$939/mo
Today · 4.125%
HK$36,388
baseline
▲ 0.50% · 4.625%
HK$38,306
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$72,776/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,249
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,283
−HK$1,051/mo
Today · 4.125%
HK$35,334
baseline
▲ 0.50% · 4.625%
HK$37,484
+HK$2,150/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,668/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,989
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,981
−HK$1,006/mo
Today · 4.125%
HK$38,987
baseline
▲ 0.50% · 4.625%
HK$41,042
+HK$2,055/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,974/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,465
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,568
−HK$1,121/mo
Today · 4.125%
HK$37,689
baseline
▲ 0.50% · 4.625%
HK$39,983
+HK$2,294/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$75,378/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,455
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,513
−HK$1,073/mo
Today · 4.125%
HK$41,586
baseline
▲ 0.50% · 4.625%
HK$43,779
+HK$2,193/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$83,172/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,682
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,854
−HK$1,191/mo
Today · 4.125%
HK$40,045
baseline
▲ 0.50% · 4.625%
HK$42,482
+HK$2,437/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,090/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,921
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,045
−HK$1,141/mo
Today · 4.125%
HK$44,186
baseline
▲ 0.50% · 4.625%
HK$46,515
+HK$2,329/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,372/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,898
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,140
−HK$1,260/mo
Today · 4.125%
HK$42,400
baseline
▲ 0.50% · 4.625%
HK$44,980
+HK$2,580/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,800/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,387
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,577
−HK$1,208/mo
Today · 4.125%
HK$46,785
baseline
▲ 0.50% · 4.625%
HK$49,251
+HK$2,466/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,570/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,076 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).