▼ 0.50% · 3.625%
HK$16,106
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,607
−HK$509/mo
Today · 4.125%
HK$17,116
baseline
▲ 0.50% · 4.625%
HK$18,158
+HK$1,042/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,232/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,918
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,399
−HK$487/mo
Today · 4.125%
HK$18,886
baseline
▲ 0.50% · 4.625%
HK$19,882
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,772/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,717
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,268
−HK$560/mo
Today · 4.125%
HK$18,828
baseline
▲ 0.50% · 4.625%
HK$19,973
+HK$1,145/mo
Deposit HK$3.18M · loan HK$3.88M · min. income ≈ HK$37,656/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,710
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,238
−HK$537/mo
Today · 4.125%
HK$20,775
baseline
▲ 0.50% · 4.625%
HK$21,870
+HK$1,095/mo
Deposit HK$3.18M · loan HK$3.88M · min. income ≈ HK$41,550/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,327
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,929
−HK$610/mo
Today · 4.125%
HK$20,539
baseline
▲ 0.50% · 4.625%
HK$21,789
+HK$1,250/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,078/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,502
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,078
−HK$585/mo
Today · 4.125%
HK$22,663
baseline
▲ 0.50% · 4.625%
HK$23,858
+HK$1,195/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,326/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,938
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,589
−HK$662/mo
Today · 4.125%
HK$22,251
baseline
▲ 0.50% · 4.625%
HK$23,605
+HK$1,354/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$44,502/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,293
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,918
−HK$634/mo
Today · 4.125%
HK$24,552
baseline
▲ 0.50% · 4.625%
HK$25,846
+HK$1,294/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$49,104/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,549
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,250
−HK$713/mo
Today · 4.125%
HK$23,963
baseline
▲ 0.50% · 4.625%
HK$25,421
+HK$1,458/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,926/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,085
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,758
−HK$682/mo
Today · 4.125%
HK$26,440
baseline
▲ 0.50% · 4.625%
HK$27,834
+HK$1,394/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,880/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,159
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,911
−HK$763/mo
Today · 4.125%
HK$25,674
baseline
▲ 0.50% · 4.625%
HK$27,236
+HK$1,562/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,348/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,877
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,598
−HK$731/mo
Today · 4.125%
HK$28,329
baseline
▲ 0.50% · 4.625%
HK$29,822
+HK$1,493/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,658/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,770
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,571
−HK$815/mo
Today · 4.125%
HK$27,386
baseline
▲ 0.50% · 4.625%
HK$29,052
+HK$1,666/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$54,772/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,669
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,438
−HK$780/mo
Today · 4.125%
HK$30,218
baseline
▲ 0.50% · 4.625%
HK$31,810
+HK$1,592/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$60,436/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,380
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,232
−HK$865/mo
Today · 4.125%
HK$29,097
baseline
▲ 0.50% · 4.625%
HK$30,868
+HK$1,771/mo
Deposit HK$1.06M · loan HK$6.00M · min. income ≈ HK$58,194/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,461
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,277
−HK$829/mo
Today · 4.125%
HK$32,106
baseline
▲ 0.50% · 4.625%
HK$33,799
+HK$1,693/mo
Deposit HK$1.06M · loan HK$6.00M · min. income ≈ HK$64,212/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,991
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,893
−HK$916/mo
Today · 4.125%
HK$30,809
baseline
▲ 0.50% · 4.625%
HK$32,684
+HK$1,875/mo
Deposit HK$706K · loan HK$6.36M · min. income ≈ HK$61,618/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,252
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,117
−HK$878/mo
Today · 4.125%
HK$33,995
baseline
▲ 0.50% · 4.625%
HK$35,787
+HK$1,792/mo
Deposit HK$706K · loan HK$6.36M · min. income ≈ HK$67,990/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,900 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).