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Crescira AVM · estimated value Medium confidence
HK$31.72M
≈ HK$34,474 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.51M, with repayments around HK$107,597/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$101,248
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,398
−HK$3,199/mo
Today · 4.125%
HK$107,597
baseline
▲ 0.50% · 4.625%
HK$114,144
+HK$6,547/mo

Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$215,194/mo (50% DSR)

Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,922 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ngau Tau Kok Station
≈ 17 min walk · 1,347 m
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
27/F
Flat
B
Saleable Area
920 Saleable ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2025-12-22 HK$36.10M
Data sourced from Renavon.com