▼ 0.50% · 3.625%
HK$21,272
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,933
−HK$673/mo
Today · 4.125%
HK$22,606
baseline
▲ 0.50% · 4.625%
HK$23,981
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,212/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,664
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,299
−HK$644/mo
Today · 4.125%
HK$24,943
baseline
▲ 0.50% · 4.625%
HK$26,258
+HK$1,315/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,886/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,399
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,127
−HK$739/mo
Today · 4.125%
HK$24,866
baseline
▲ 0.50% · 4.625%
HK$26,379
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,732/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,031
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,729
−HK$708/mo
Today · 4.125%
HK$27,437
baseline
▲ 0.50% · 4.625%
HK$28,884
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,874/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,526
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,320
−HK$807/mo
Today · 4.125%
HK$27,127
baseline
▲ 0.50% · 4.625%
HK$28,777
+HK$1,650/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,254/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,397
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,159
−HK$773/mo
Today · 4.125%
HK$29,932
baseline
▲ 0.50% · 4.625%
HK$31,509
+HK$1,577/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,864/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,653
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,513
−HK$874/mo
Today · 4.125%
HK$29,387
baseline
▲ 0.50% · 4.625%
HK$31,175
+HK$1,788/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$58,774/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,764
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,589
−HK$837/mo
Today · 4.125%
HK$32,426
baseline
▲ 0.50% · 4.625%
HK$34,135
+HK$1,709/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$64,852/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,780
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,707
−HK$941/mo
Today · 4.125%
HK$31,648
baseline
▲ 0.50% · 4.625%
HK$33,573
+HK$1,925/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,296/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,130
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,019
−HK$901/mo
Today · 4.125%
HK$34,920
baseline
▲ 0.50% · 4.625%
HK$36,761
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,840/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,907
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,900
−HK$1,008/mo
Today · 4.125%
HK$33,908
baseline
▲ 0.50% · 4.625%
HK$35,972
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,816/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,497
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,449
−HK$966/mo
Today · 4.125%
HK$37,415
baseline
▲ 0.50% · 4.625%
HK$39,387
+HK$1,972/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,830/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,035
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,093
−HK$1,076/mo
Today · 4.125%
HK$36,169
baseline
▲ 0.50% · 4.625%
HK$38,370
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,338/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,863
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,879
−HK$1,030/mo
Today · 4.125%
HK$39,909
baseline
▲ 0.50% · 4.625%
HK$42,012
+HK$2,103/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,818/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,162
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,287
−HK$1,142/mo
Today · 4.125%
HK$38,429
baseline
▲ 0.50% · 4.625%
HK$40,768
+HK$2,339/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,858/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,230
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,309
−HK$1,094/mo
Today · 4.125%
HK$42,403
baseline
▲ 0.50% · 4.625%
HK$44,638
+HK$2,235/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,806/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,289
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,480
−HK$1,210/mo
Today · 4.125%
HK$40,690
baseline
▲ 0.50% · 4.625%
HK$43,166
+HK$2,476/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,380/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,596
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,738
−HK$1,159/mo
Today · 4.125%
HK$44,897
baseline
▲ 0.50% · 4.625%
HK$47,264
+HK$2,367/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,794/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).