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Crescira AVM · estimated value Medium confidence
HK$45.70M
≈ HK$42,474 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.71M, with repayments around HK$155,045/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$145,896
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$150,434
−HK$4,611/mo
Today · 4.125%
HK$155,045
baseline
▲ 0.50% · 4.625%
HK$164,479
+HK$9,434/mo

Deposit HK$13.71M · loan HK$31.99M · min. income ≈ HK$310,090/mo (50% DSR)

Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,942,318 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
B
Saleable Area
1,076 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2025-11-04 HK$44.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ngau Tau Kok
≈ 17 min walk · 1,347 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com