Switch unit
Floor
1/F B
467 ft²
1/F C
450 ft²
1/F D
477 ft²
1/F E
553 ft²
1/F F
307 ft²
1/F G
432 ft²
1/F H
390 ft²
2/F A
586 ft²
2/F B
474 ft²
2/F C
450 ft²
2/F D
477 ft²
2/F E
553 ft²
2/F F
307 ft²
2/F G
432 ft²
2/F H
431 ft²
2/F J
538 ft²
3/F A
586 ft²
3/F B
474 ft²
3/F C
450 ft²
3/F D
477 ft²
3/F E
553 ft²
3/F F
307 ft²
3/F G
432 ft²
3/F H
431 ft²
3/F J
538 ft²
5/F A
586 ft²
5/F B
474 ft²
5/F C
450 ft²
5/F D
477 ft²
5/F E
553 ft²
5/F F
307 ft²
5/F G
432 ft²
5/F H
431 ft²
5/F J
538 ft²
6/F A
586 ft²
6/F B
474 ft²
6/F C
450 ft²
6/F D
477 ft²
6/F E
553 ft²
6/F F
307 ft²
6/F G
432 ft²
6/F H
431 ft²
6/F J
538 ft²
7/F A
586 ft²
7/F B
474 ft²
7/F C
450 ft²
7/F E
553 ft²
7/F F
307 ft²
7/F G
432 ft²
7/F H
431 ft²
7/F J
538 ft²
8/F A
586 ft²
8/F B
474 ft²
8/F C
450 ft²
8/F D
477 ft²
8/F E
553 ft²
8/F F
307 ft²
8/F G
432 ft²
8/F H
431 ft²
8/F J
537 ft²
9/F A
586 ft²
9/F B
474 ft²
9/F C
450 ft²
9/F D
477 ft²
9/F E
553 ft²
9/F F
307 ft²
9/F G
432 ft²
9/F H
431 ft²
9/F J
538 ft²
10/F A
586 ft²
10/F B
474 ft²
10/F C
450 ft²
10/F D
477 ft²
10/F E
553 ft²
10/F F
307 ft²
10/F G
432 ft²
10/F H
431 ft²
10/F J
538 ft²
11/F A
586 ft²
11/F B
474 ft²
11/F C
450 ft²
11/F D
477 ft²
11/F E
553 ft²
11/F F
307 ft²
11/F G
432 ft²
11/F H
431 ft²
11/F J
538 ft²
12/F A
586 ft²
12/F B
474 ft²
12/F C
450 ft²
12/F E
553 ft²
12/F F
307 ft²
12/F G
432 ft²
12/F H
432 ft²
12/F J
538 ft²
15/F A
586 ft²
15/F B
474 ft²
15/F C
450 ft²
15/F E
553 ft²
15/F F
307 ft²
15/F G
432 ft²
15/F H
431 ft²
15/F J
538 ft²
16/F A
586 ft²
16/F B
474 ft²
16/F C
450 ft²
16/F D
477 ft²
16/F E
553 ft²
16/F F
307 ft²
16/F G
432 ft²
16/F H
431 ft²
16/F J
538 ft²
17/F A
586 ft²
17/F B
474 ft²
17/F C
450 ft²
17/F D
477 ft²
17/F E
553 ft²
17/F F
307 ft²
17/F G
432 ft²
17/F H
431 ft²
17/F J
538 ft²
18/F A
586 ft²
18/F B
474 ft²
18/F C
450 ft²
18/F E
553 ft²
18/F F
307 ft²
18/F G
432 ft²
18/F H
431 ft²
18/F J
538 ft²
19/F A
586 ft²
19/F B
474 ft²
19/F C
450 ft²
19/F E
553 ft²
19/F F
307 ft²
19/F G
432 ft²
19/F H
431 ft²
19/F J
538 ft²
20/F A
586 ft²
20/F B
474 ft²
20/F C
450 ft²
20/F E
553 ft²
20/F F
307 ft²
20/F G
432 ft²
20/F H
431 ft²
20/F J
538 ft²
21/F A
586 ft²
21/F B
474 ft²
21/F C
450 ft²
21/F E
553 ft²
21/F F
307 ft²
21/F G
432 ft²
21/F H
431 ft²
21/F J
538 ft²
22/F A
586 ft²
22/F B
474 ft²
22/F C
450 ft²
22/F D
477 ft²
22/F E
553 ft²
22/F F
307 ft²
22/F G
432 ft²
22/F H
431 ft²
22/F J
538 ft²
23/F A
586 ft²
23/F B
474 ft²
23/F C
450 ft²
23/F D
477 ft²
23/F E
553 ft²
23/F F
307 ft²
23/F G
432 ft²
23/F H
432 ft²
23/F J
538 ft²
25/F A
586 ft²
25/F B
474 ft²
25/F C
450 ft²
25/F E
553 ft²
25/F F
307 ft²
25/F G
432 ft²
25/F H
431 ft²
25/F J
538 ft²
26/F A
586 ft²
26/F B
474 ft²
26/F C
450 ft²
26/F E
553 ft²
26/F F
307 ft²
26/F G
432 ft²
26/F H
431 ft²
26/F J
538 ft²
27/F A
586 ft²
27/F B
474 ft²
27/F C
450 ft²
27/F E
553 ft²
27/F F
307 ft²
27/F G
432 ft²
27/F H
431 ft²
27/F J
538 ft²
28/F A
586 ft²
28/F B
474 ft²
28/F C
450 ft²
28/F E
553 ft²
28/F F
307 ft²
28/F G
432 ft²
28/F H
431 ft²
28/F J
538 ft²
29/F A
586 ft²
29/F B
474 ft²
29/F E
553 ft²
29/F F
307 ft²
29/F G
432 ft²
29/F H
431 ft²
29/F J
538 ft²
30/F A
586 ft²
30/F B
474 ft²
30/F C
450 ft²
30/F E
553 ft²
30/F F
307 ft²
30/F G
432 ft²
30/F H
431 ft²
30/F J
538 ft²
31/F A
586 ft²
31/F B
474 ft²
31/F C
450 ft²
31/F E
553 ft²
31/F G
432 ft²
31/F H
431 ft²
31/F J
538 ft²
32/F A
586 ft²
32/F E
553 ft²
32/F J
538 ft²
33/F A
586 ft²
33/F J
537 ft²
35/F D
477 ft²
35/F E
553 ft²
Crescira AVM · estimated value
● Medium confidence
HK$9.81M
≈ HK$22,713 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$981K, with repayments around HK$42,798/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$40,272
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,525
−HK$1,273/mo
Today · 4.125%
HK$42,798
baseline
▲ 0.50% · 4.625%
HK$45,402
+HK$2,604/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,596/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,185 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 20/F
- Flat
- G
- Saleable Area
- 432 ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-17 | HK$7.46M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Kowloon Bay
≈ 17 min walk · 1,316 m
(quite far — consider other transport options)
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
6
within 1 km (0 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
12
parks, libraries, sports within 1 km
Everyday convenience — 6 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 12 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com