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Crescira AVM · estimated value Medium confidence
HK$32.63M
≈ HK$34,423 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.79M, with repayments around HK$110,709/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$104,176
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$107,417
−HK$3,292/mo
Today · 4.125%
HK$110,709
baseline
▲ 0.50% · 4.625%
HK$117,446
+HK$6,737/mo

Deposit HK$9.79M · loan HK$22.84M · min. income ≈ HK$221,418/mo (50% DSR)

Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,386,904 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ngau Tau Kok Station
≈ 18 min walk · 1,425 m
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
9
parks, libraries, sports within 1 km

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 9 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
A
Saleable Area
948 Saleable ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2022-12-08 HK$33.34M
Data sourced from Renavon.com