▼ 0.50% · 3.625%
HK$19,791
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,407
−HK$625/mo
Today · 4.125%
HK$21,032
baseline
▲ 0.50% · 4.625%
HK$22,312
+HK$1,280/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,064/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,017
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,608
−HK$599/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,430
+HK$1,223/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,770
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,447
−HK$688/mo
Today · 4.125%
HK$23,135
baseline
▲ 0.50% · 4.625%
HK$24,543
+HK$1,408/mo
Deposit HK$3.91M · loan HK$4.77M · min. income ≈ HK$46,270/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,219
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,869
−HK$658/mo
Today · 4.125%
HK$25,527
baseline
▲ 0.50% · 4.625%
HK$26,873
+HK$1,346/mo
Deposit HK$3.91M · loan HK$4.77M · min. income ≈ HK$51,054/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,749
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,488
−HK$750/mo
Today · 4.125%
HK$25,238
baseline
▲ 0.50% · 4.625%
HK$26,774
+HK$1,536/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,476/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,421
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,129
−HK$719/mo
Today · 4.125%
HK$27,848
baseline
▲ 0.50% · 4.625%
HK$29,316
+HK$1,468/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,696/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,728
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,529
−HK$813/mo
Today · 4.125%
HK$27,342
baseline
▲ 0.50% · 4.625%
HK$29,005
+HK$1,663/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,684/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,622
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,390
−HK$779/mo
Today · 4.125%
HK$30,169
baseline
▲ 0.50% · 4.625%
HK$31,759
+HK$1,590/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,338/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,569
−HK$876/mo
Today · 4.125%
HK$29,445
baseline
▲ 0.50% · 4.625%
HK$31,236
+HK$1,791/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$58,890/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,824
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,651
−HK$838/mo
Today · 4.125%
HK$32,489
baseline
▲ 0.50% · 4.625%
HK$34,202
+HK$1,713/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$64,978/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,686
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,610
−HK$938/mo
Today · 4.125%
HK$31,548
baseline
▲ 0.50% · 4.625%
HK$33,468
+HK$1,920/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,096/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,026
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,912
−HK$898/mo
Today · 4.125%
HK$34,810
baseline
▲ 0.50% · 4.625%
HK$36,645
+HK$1,835/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,620/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,666
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,651
−HK$1,000/mo
Today · 4.125%
HK$33,651
baseline
▲ 0.50% · 4.625%
HK$35,699
+HK$2,048/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$67,302/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,228
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,172
−HK$959/mo
Today · 4.125%
HK$37,131
baseline
▲ 0.50% · 4.625%
HK$39,088
+HK$1,957/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$74,262/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,645
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,691
−HK$1,063/mo
Today · 4.125%
HK$35,754
baseline
▲ 0.50% · 4.625%
HK$37,930
+HK$2,176/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,508/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,429
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,433
−HK$1,018/mo
Today · 4.125%
HK$39,451
baseline
▲ 0.50% · 4.625%
HK$41,531
+HK$2,080/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,902/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,624
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,732
−HK$1,126/mo
Today · 4.125%
HK$37,858
baseline
▲ 0.50% · 4.625%
HK$40,161
+HK$2,303/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,716/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,631
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,694
−HK$1,078/mo
Today · 4.125%
HK$41,772
baseline
▲ 0.50% · 4.625%
HK$43,974
+HK$2,202/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,544/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,379 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).