▼ 0.50% · 3.625%
HK$20,371
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,005
−HK$644/mo
Today · 4.125%
HK$21,649
baseline
▲ 0.50% · 4.625%
HK$22,966
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,298/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,663
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,271
−HK$616/mo
Today · 4.125%
HK$23,887
baseline
▲ 0.50% · 4.625%
HK$25,146
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,774/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,408
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,105
−HK$708/mo
Today · 4.125%
HK$23,813
baseline
▲ 0.50% · 4.625%
HK$25,262
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,626/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,929
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,598
−HK$678/mo
Today · 4.125%
HK$26,276
baseline
▲ 0.50% · 4.625%
HK$27,661
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,552/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,445
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,206
−HK$772/mo
Today · 4.125%
HK$25,978
baseline
▲ 0.50% · 4.625%
HK$27,559
+HK$1,581/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,956/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,195
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,925
−HK$740/mo
Today · 4.125%
HK$28,665
baseline
▲ 0.50% · 4.625%
HK$30,175
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,330/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,482
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,306
−HK$837/mo
Today · 4.125%
HK$28,143
baseline
▲ 0.50% · 4.625%
HK$29,856
+HK$1,713/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,286/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,462
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$801/mo
Today · 4.125%
HK$31,053
baseline
▲ 0.50% · 4.625%
HK$32,690
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,106/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,520
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,407
−HK$901/mo
Today · 4.125%
HK$30,308
baseline
▲ 0.50% · 4.625%
HK$32,152
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,616/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,728
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,579
−HK$863/mo
Today · 4.125%
HK$33,442
baseline
▲ 0.50% · 4.625%
HK$35,205
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,884/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,557
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,507
−HK$966/mo
Today · 4.125%
HK$32,473
baseline
▲ 0.50% · 4.625%
HK$34,449
+HK$1,976/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,946/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,994
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,906
−HK$925/mo
Today · 4.125%
HK$35,831
baseline
▲ 0.50% · 4.625%
HK$37,719
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,662/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,594
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,608
−HK$1,030/mo
Today · 4.125%
HK$34,638
baseline
▲ 0.50% · 4.625%
HK$36,745
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,276/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,260
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,233
−HK$986/mo
Today · 4.125%
HK$38,219
baseline
▲ 0.50% · 4.625%
HK$40,234
+HK$2,015/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,438/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,631
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$1,095/mo
Today · 4.125%
HK$36,803
baseline
▲ 0.50% · 4.625%
HK$39,042
+HK$2,239/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,606/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,527
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,560
−HK$1,048/mo
Today · 4.125%
HK$40,608
baseline
▲ 0.50% · 4.625%
HK$42,749
+HK$2,141/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,216/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,668
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,809
−HK$1,158/mo
Today · 4.125%
HK$38,967
baseline
▲ 0.50% · 4.625%
HK$41,339
+HK$2,372/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,934/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,793
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,887
−HK$1,110/mo
Today · 4.125%
HK$42,997
baseline
▲ 0.50% · 4.625%
HK$45,263
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,994/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).