▼ 0.50% · 3.625%
HK$4,367
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$138/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$283/mo
Deposit HK$957K · loan HK$957K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$132/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$270/mo
Deposit HK$957K · loan HK$957K · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,953
−HK$151/mo
Today · 4.125%
HK$5,104
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$311/mo
Deposit HK$862K · loan HK$1.05M · min. income ≈ HK$10,208/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$145/mo
Today · 4.125%
HK$5,632
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$297/mo
Deposit HK$862K · loan HK$1.05M · min. income ≈ HK$11,264/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,240
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,403
−HK$165/mo
Today · 4.125%
HK$5,568
baseline
▲ 0.50% · 4.625%
HK$5,907
+HK$339/mo
Deposit HK$766K · loan HK$1.15M · min. income ≈ HK$11,136/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,986
−HK$158/mo
Today · 4.125%
HK$6,144
baseline
▲ 0.50% · 4.625%
HK$6,468
+HK$324/mo
Deposit HK$766K · loan HK$1.15M · min. income ≈ HK$12,288/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,853
−HK$180/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$367/mo
Deposit HK$670K · loan HK$1.24M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,315
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,484
−HK$172/mo
Today · 4.125%
HK$6,656
baseline
▲ 0.50% · 4.625%
HK$7,007
+HK$351/mo
Deposit HK$670K · loan HK$1.24M · min. income ≈ HK$13,312/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$194/mo
Today · 4.125%
HK$6,497
baseline
▲ 0.50% · 4.625%
HK$6,892
+HK$395/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$12,994/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,801
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,983
−HK$185/mo
Today · 4.125%
HK$7,168
baseline
▲ 0.50% · 4.625%
HK$7,546
+HK$378/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$14,336/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,550
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,754
−HK$207/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,384
+HK$423/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,287
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,482
−HK$198/mo
Today · 4.125%
HK$7,680
baseline
▲ 0.50% · 4.625%
HK$8,085
+HK$405/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$15,360/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,987
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,204
−HK$221/mo
Today · 4.125%
HK$7,425
baseline
▲ 0.50% · 4.625%
HK$7,876
+HK$451/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$14,850/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,772
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,981
−HK$211/mo
Today · 4.125%
HK$8,192
baseline
▲ 0.50% · 4.625%
HK$8,624
+HK$432/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$16,384/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,423
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,654
−HK$235/mo
Today · 4.125%
HK$7,889
baseline
▲ 0.50% · 4.625%
HK$8,369
+HK$480/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$15,778/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,258
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,480
−HK$224/mo
Today · 4.125%
HK$8,704
baseline
▲ 0.50% · 4.625%
HK$9,163
+HK$459/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$17,408/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,860
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,104
−HK$249/mo
Today · 4.125%
HK$8,353
baseline
▲ 0.50% · 4.625%
HK$8,861
+HK$508/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,706/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,744
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,979
−HK$237/mo
Today · 4.125%
HK$9,216
baseline
▲ 0.50% · 4.625%
HK$9,702
+HK$486/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,432/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).