▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$145/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$138/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$159/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$325/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$152/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$311/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$173/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$355/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,108
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$166/mo
Today · 4.125%
HK$6,438
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$340/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,876/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$188/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$385/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$180/mo
Today · 4.125%
HK$6,975
baseline
▲ 0.50% · 4.625%
HK$7,343
+HK$368/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,950/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,406
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,605
−HK$203/mo
Today · 4.125%
HK$6,808
baseline
▲ 0.50% · 4.625%
HK$7,222
+HK$414/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$13,616/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,127
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,318
−HK$194/mo
Today · 4.125%
HK$7,512
baseline
▲ 0.50% · 4.625%
HK$7,907
+HK$395/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$15,024/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,863
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,077
−HK$217/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,738
+HK$444/mo
Deposit HK$502K · loan HK$1.50M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,636
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,840
−HK$208/mo
Today · 4.125%
HK$8,048
baseline
▲ 0.50% · 4.625%
HK$8,472
+HK$424/mo
Deposit HK$502K · loan HK$1.50M · min. income ≈ HK$16,096/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,321
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$231/mo
Today · 4.125%
HK$7,780
baseline
▲ 0.50% · 4.625%
HK$8,254
+HK$474/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$15,560/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,145
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,363
−HK$222/mo
Today · 4.125%
HK$8,585
baseline
▲ 0.50% · 4.625%
HK$9,037
+HK$452/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$17,170/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,779
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,021
−HK$245/mo
Today · 4.125%
HK$8,266
baseline
▲ 0.50% · 4.625%
HK$8,769
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,532/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,654
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,886
−HK$235/mo
Today · 4.125%
HK$9,121
baseline
▲ 0.50% · 4.625%
HK$9,602
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,242/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,236
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,492
−HK$261/mo
Today · 4.125%
HK$8,753
baseline
▲ 0.50% · 4.625%
HK$9,285
+HK$532/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,506/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,163
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,408
−HK$250/mo
Today · 4.125%
HK$9,658
baseline
▲ 0.50% · 4.625%
HK$10,167
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,316/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).