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At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,608/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,216/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,328 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- B
- Saleable Area
- 307 Saleable ft²
- Gross Area
- 458 ft²
- Efficiency
- 67%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-07 | HK$5.44M | +53.2% 3.6y · 15.0%/yr |
| 2016-06-27 | HK$3.55M | +106.4% 6.3y · 17.0%/yr |
| 2010-03-05 | HK$1.72M | −36.3% |
| 1997-07-17 | HK$2.70M | +26.8% |
| 1996-05-09 | HK$2.13M | — |