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At today's rate and a 90% mortgage, the deposit on this unit is about HK$378K, with repayments around HK$16,508/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$378K · loan HK$3.41M · min. income ≈ HK$33,016/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 353 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 79%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-03 | HK$5.08M | +69.3% 3.0y · 23.0%/yr |
| 2016-04-20 | HK$3.00M | +71.4% 5.1y · 14.0%/yr |
| 2011-03-11 | HK$1.75M | +29.6% |
| 2008-01-11 | HK$1.35M | +27.4% |
| 2007-11-13 | HK$1.06M | — |