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447 ft²
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447 ft²
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278 ft²
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376 ft²
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447 ft²
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385 ft²
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12/F 1
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376 ft²
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12/F 16
447 ft²
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447 ft²
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385 ft²
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385 ft²
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447 ft²
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448 ft²
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385 ft²
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447 ft²
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447 ft²
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385 ft²
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18/F 1
287 ft²
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20/F 1
287 ft²
20/F 2
278 ft²
20/F 3
278 ft²
20/F 4
287 ft²
20/F 5
447 ft²
20/F 6
448 ft²
20/F 7
385 ft²
20/F 8
379 ft²
20/F 9
376 ft²
20/F 10
447 ft²
20/F 11
384 ft²
20/F 12
448 ft²
20/F 13
385 ft²
20/F 14
379 ft²
20/F 15
376 ft²
20/F 16
447 ft²
21/F 1
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21/F 6
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376 ft²
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21/F 14
379 ft²
21/F 15
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22/F 1
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379 ft²
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23/F 1
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447 ft²
23/F 11
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24/F 1
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24/F 10
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24/F 12
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24/F 14
379 ft²
24/F 15
24/F 16
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26/F 1
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26/F 3
278 ft²
26/F 4
26/F 5
26/F 6
26/F 7
26/F 8
26/F 9
26/F 10
26/F 11
384 ft²
26/F 12
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27/F 1
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29/F 9
29/F 11
29/F 12
29/F 13
29/F 14
29/F 15
29/F 16
30/F 1
30/F 2
30/F 3
278 ft²
30/F 4
30/F 5
30/F 6
30/F 7
30/F 8
30/F 9
30/F 10
30/F 11
30/F 14
30/F 15
30/F 16
31/F 1
31/F 2
31/F 3
31/F 4
31/F 5
31/F 6
31/F 7
31/F 8
379 ft²
31/F 9
31/F 10
31/F 11
31/F 12
31/F 13
31/F 14
31/F 15
31/F 16
32/F 1
287 ft²
32/F 2
32/F 3
32/F 4
32/F 5
32/F 6
32/F 7
32/F 8
32/F 9
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33/F 1
33/F 2
33/F 3
33/F 4
Crescira AVM · estimated value
● Medium confidence
HK$2.72M
≈ HK$7,171 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$272K, with repayments around HK$11,854/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$11,155
−HK$699/mo
▼ 0.25% · 3.875%
HK$11,502
−HK$352/mo
Today · 4.125%
HK$11,854
baseline
▲ 0.50% · 4.625%
HK$12,576
+HK$722/mo
Deposit HK$272K · loan HK$2.45M · min. income ≈ HK$23,708/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 22/F
- Flat
- 14
- Saleable Area
- 379 ft²
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-11 | HK$2.75M | +35.2% |
| 2021-08-26 | HK$2.03M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Fanling
≈ 33 min walk · 2,582 m
(quite far — consider other transport options)
Education
5
schools within 1 km (3 within 500 m)
Daily convenience
3
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 3 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com