Crescira AVM · estimated value
● Medium confidence
HK$12.20M
≈ HK$12,224 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.66M, with repayments around HK$41,388/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$38,946
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,157
−HK$1,231/mo
Today · 4.125%
HK$41,388
baseline
▲ 0.50% · 4.625%
HK$43,906
+HK$2,518/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,776/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,487 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
Mass Transit Railway Po Lam Station
≈ 32 min walk · 2,510 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 998 Saleable ft²
- Gross Area
- 1,124 ft²
- Efficiency
- 89%
- District
- Sai Kung District · New Territories East
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-03 | HK$10.00M | +22.0% 7.4y · 3.0%/yr |
| 2012-09-10 | HK$8.20M | +55.9% |
| 1998-05-02 | HK$5.26M | — |
Other appraised units in this building
Data sourced from Renavon.com