Crescira AVM · estimated value
● Medium confidence
HK$12.48M
≈ HK$10,734 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.75M, with repayments around HK$42,351/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$39,852
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,092
−HK$1,259/mo
Today · 4.125%
HK$42,351
baseline
▲ 0.50% · 4.625%
HK$44,928
+HK$2,577/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,702/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
Mass Transit Railway Po Lam Station
≈ 31 min walk · 2,412 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 1,163 Saleable ft²
- Gross Area
- 1,311 ft²
- Efficiency
- 89%
- District
- Sai Kung District · New Territories East
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-10 | HK$11.80M | +63.7% 18.3y · 3.0%/yr |
| 2007-11-19 | HK$7.21M | −12.5% |
| 1998-05-02 | HK$8.24M | — |
Other appraised units in this building
Data sourced from Renavon.com