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At today's rate and a 90% mortgage, the deposit on this unit is about HK$502K, with repayments around HK$21,881/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$502K · loan HK$4.51M · min. income ≈ HK$43,762/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,872 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 497 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 78%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-17 | HK$4.65M | −25.0% 3.5y · −7.0%/yr |
| 2021-08-16 | HK$6.20M | +195.2% 11.3y · 17.0%/yr |
| 2010-04-30 | HK$2.10M | +11.7% |
| 2010-01-27 | HK$1.88M | +17.5% |
| 2005-02-02 | HK$1.60M | +10.3% |
| 2004-06-04 | HK$1.45M | — |