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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,334/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,668/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,206 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- E
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-07 | HK$5.20M | −10.5% 8.0y · −1.0%/yr |
| 2018-04-18 | HK$5.81M | +207.4% 8.1y · 26.0%/yr |
| 2010-03-25 | HK$1.89M | +39.0% |
| 2006-10-18 | HK$1.36M | +7.1% |
| 2002-04-02 | HK$1.27M | −46.0% |
| 1998-04-16 | HK$2.35M | — |