Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$494K, with repayments around HK$21,552/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$494K · loan HK$4.45M · min. income ≈ HK$43,104/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,172 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-25 | HK$6.00M | +4.9% 2.9y · 2.0%/yr |
| 2019-03-22 | HK$5.72M | +273.9% 9.9y · 28.0%/yr |
| 2009-05-06 | HK$1.53M | +22.4% |
| 2007-04-24 | HK$1.25M | −44.7% |
| 1996-12-28 | HK$2.26M | — |