▼ 0.50% · 3.625%
HK$13,761
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,189
−HK$435/mo
Today · 4.125%
HK$14,624
baseline
▲ 0.50% · 4.625%
HK$15,514
+HK$890/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,248/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,309
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,719
−HK$417/mo
Today · 4.125%
HK$16,136
baseline
▲ 0.50% · 4.625%
HK$16,987
+HK$851/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,272/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,137
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,608
−HK$478/mo
Today · 4.125%
HK$16,086
baseline
▲ 0.50% · 4.625%
HK$17,065
+HK$979/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$32,172/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,840
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,291
−HK$459/mo
Today · 4.125%
HK$17,750
baseline
▲ 0.50% · 4.625%
HK$18,685
+HK$935/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$35,500/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,513
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,027
−HK$522/mo
Today · 4.125%
HK$17,549
baseline
▲ 0.50% · 4.625%
HK$18,616
+HK$1,067/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$35,098/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,371
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,863
−HK$500/mo
Today · 4.125%
HK$19,363
baseline
▲ 0.50% · 4.625%
HK$20,384
+HK$1,021/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$38,726/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,889
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,446
−HK$565/mo
Today · 4.125%
HK$19,011
baseline
▲ 0.50% · 4.625%
HK$20,168
+HK$1,157/mo
Deposit HK$2.11M · loan HK$3.92M · min. income ≈ HK$38,022/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,902
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,435
−HK$542/mo
Today · 4.125%
HK$20,977
baseline
▲ 0.50% · 4.625%
HK$22,082
+HK$1,105/mo
Deposit HK$2.11M · loan HK$3.92M · min. income ≈ HK$41,954/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,265
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,865
−HK$608/mo
Today · 4.125%
HK$20,473
baseline
▲ 0.50% · 4.625%
HK$21,719
+HK$1,246/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$40,946/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,432
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,007
−HK$583/mo
Today · 4.125%
HK$22,590
baseline
▲ 0.50% · 4.625%
HK$23,781
+HK$1,191/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$45,180/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,641
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,283
−HK$653/mo
Today · 4.125%
HK$21,936
baseline
▲ 0.50% · 4.625%
HK$23,271
+HK$1,335/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$43,872/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,963
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,579
−HK$625/mo
Today · 4.125%
HK$24,204
baseline
▲ 0.50% · 4.625%
HK$25,480
+HK$1,276/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$48,408/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,017
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,702
−HK$696/mo
Today · 4.125%
HK$23,398
baseline
▲ 0.50% · 4.625%
HK$24,822
+HK$1,424/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$46,796/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,494
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,151
−HK$667/mo
Today · 4.125%
HK$25,818
baseline
▲ 0.50% · 4.625%
HK$27,178
+HK$1,360/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$51,636/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,394
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$740/mo
Today · 4.125%
HK$24,861
baseline
▲ 0.50% · 4.625%
HK$26,373
+HK$1,512/mo
Deposit HK$905K · loan HK$5.13M · min. income ≈ HK$49,722/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,025
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,723
−HK$708/mo
Today · 4.125%
HK$27,431
baseline
▲ 0.50% · 4.625%
HK$28,877
+HK$1,446/mo
Deposit HK$905K · loan HK$5.13M · min. income ≈ HK$54,862/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,540
−HK$783/mo
Today · 4.125%
HK$26,323
baseline
▲ 0.50% · 4.625%
HK$27,925
+HK$1,602/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$52,646/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,556
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,295
−HK$750/mo
Today · 4.125%
HK$29,045
baseline
▲ 0.50% · 4.625%
HK$30,576
+HK$1,531/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$58,090/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$138,482 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).