▼ 0.50% · 3.625%
HK$16,981
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,509
−HK$536/mo
Today · 4.125%
HK$18,045
baseline
▲ 0.50% · 4.625%
HK$19,143
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,090/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,891
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,397
−HK$514/mo
Today · 4.125%
HK$19,911
baseline
▲ 0.50% · 4.625%
HK$20,961
+HK$1,050/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,822/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,679
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,260
−HK$590/mo
Today · 4.125%
HK$19,850
baseline
▲ 0.50% · 4.625%
HK$21,058
+HK$1,208/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$39,700/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,780
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,337
−HK$566/mo
Today · 4.125%
HK$21,903
baseline
▲ 0.50% · 4.625%
HK$23,057
+HK$1,154/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$43,806/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,377
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,011
−HK$644/mo
Today · 4.125%
HK$21,655
baseline
▲ 0.50% · 4.625%
HK$22,972
+HK$1,317/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,310/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,669
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,277
−HK$617/mo
Today · 4.125%
HK$23,894
baseline
▲ 0.50% · 4.625%
HK$25,153
+HK$1,259/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,788/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,075
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,761
−HK$698/mo
Today · 4.125%
HK$23,459
baseline
▲ 0.50% · 4.625%
HK$24,887
+HK$1,428/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$46,918/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,558
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,217
−HK$668/mo
Today · 4.125%
HK$25,885
baseline
▲ 0.50% · 4.625%
HK$27,249
+HK$1,364/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$51,770/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,773
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,512
−HK$752/mo
Today · 4.125%
HK$25,264
baseline
▲ 0.50% · 4.625%
HK$26,801
+HK$1,537/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,528/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,447
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,156
−HK$720/mo
Today · 4.125%
HK$27,876
baseline
▲ 0.50% · 4.625%
HK$29,345
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,752/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,471
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,263
−HK$805/mo
Today · 4.125%
HK$27,068
baseline
▲ 0.50% · 4.625%
HK$28,715
+HK$1,647/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,136/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,336
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,096
−HK$771/mo
Today · 4.125%
HK$29,867
baseline
▲ 0.50% · 4.625%
HK$31,441
+HK$1,574/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,734/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,169
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,014
−HK$859/mo
Today · 4.125%
HK$28,873
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,757/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,746/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,225
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,036
−HK$822/mo
Today · 4.125%
HK$31,858
baseline
▲ 0.50% · 4.625%
HK$33,537
+HK$1,679/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,716/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,867
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,765
−HK$912/mo
Today · 4.125%
HK$30,677
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,867/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$61,354/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,114
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,976
−HK$873/mo
Today · 4.125%
HK$33,849
baseline
▲ 0.50% · 4.625%
HK$35,634
+HK$1,785/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$67,698/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,565
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,516
−HK$966/mo
Today · 4.125%
HK$32,482
baseline
▲ 0.50% · 4.625%
HK$34,458
+HK$1,976/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,964/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,003
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,915
−HK$925/mo
Today · 4.125%
HK$35,840
baseline
▲ 0.50% · 4.625%
HK$37,730
+HK$1,890/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,680/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).