▼ 0.50% · 3.625%
HK$5,587
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$176/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,298
+HK$361/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,215
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$169/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$345/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$194/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$397/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,837
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,020
−HK$186/mo
Today · 4.125%
HK$7,206
baseline
▲ 0.50% · 4.625%
HK$7,586
+HK$380/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,412/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$212/mo
Today · 4.125%
HK$7,125
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$433/mo
Deposit HK$980K · loan HK$1.47M · min. income ≈ HK$14,250/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,458
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$203/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,276
+HK$415/mo
Deposit HK$980K · loan HK$1.47M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$229/mo
Today · 4.125%
HK$7,718
baseline
▲ 0.50% · 4.625%
HK$8,188
+HK$470/mo
Deposit HK$858K · loan HK$1.59M · min. income ≈ HK$15,436/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,080
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$219/mo
Today · 4.125%
HK$8,516
baseline
▲ 0.50% · 4.625%
HK$8,965
+HK$449/mo
Deposit HK$858K · loan HK$1.59M · min. income ≈ HK$17,032/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,822
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,065
−HK$247/mo
Today · 4.125%
HK$8,312
baseline
▲ 0.50% · 4.625%
HK$8,818
+HK$506/mo
Deposit HK$735K · loan HK$1.72M · min. income ≈ HK$16,624/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,701
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,935
−HK$236/mo
Today · 4.125%
HK$9,171
baseline
▲ 0.50% · 4.625%
HK$9,655
+HK$484/mo
Deposit HK$735K · loan HK$1.72M · min. income ≈ HK$18,342/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,380
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,641
−HK$265/mo
Today · 4.125%
HK$8,906
baseline
▲ 0.50% · 4.625%
HK$9,448
+HK$542/mo
Deposit HK$613K · loan HK$1.84M · min. income ≈ HK$17,812/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,323
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,573
−HK$254/mo
Today · 4.125%
HK$9,827
baseline
▲ 0.50% · 4.625%
HK$10,345
+HK$518/mo
Deposit HK$613K · loan HK$1.84M · min. income ≈ HK$19,654/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,939
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,217
−HK$282/mo
Today · 4.125%
HK$9,499
baseline
▲ 0.50% · 4.625%
HK$10,077
+HK$578/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$18,998/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,944
−HK$538/mo
▼ 0.25% · 3.875%
HK$10,211
−HK$271/mo
Today · 4.125%
HK$10,482
baseline
▲ 0.50% · 4.625%
HK$11,034
+HK$552/mo
Deposit HK$490K · loan HK$1.96M · min. income ≈ HK$20,964/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,498
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,793
−HK$300/mo
Today · 4.125%
HK$10,093
baseline
▲ 0.50% · 4.625%
HK$10,707
+HK$614/mo
Deposit HK$368K · loan HK$2.08M · min. income ≈ HK$20,186/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,566
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,849
−HK$288/mo
Today · 4.125%
HK$11,137
baseline
▲ 0.50% · 4.625%
HK$11,724
+HK$587/mo
Deposit HK$368K · loan HK$2.08M · min. income ≈ HK$22,274/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,056
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,369
−HK$318/mo
Today · 4.125%
HK$10,687
baseline
▲ 0.50% · 4.625%
HK$11,337
+HK$650/mo
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$21,374/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,187
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,488
−HK$304/mo
Today · 4.125%
HK$11,792
baseline
▲ 0.50% · 4.625%
HK$12,413
+HK$621/mo
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$23,584/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).