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At today's rate and a 90% mortgage, the deposit on this unit is about HK$548K, with repayments around HK$23,888/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,776/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,223 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 19 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- B
- Saleable Area
- 469 Saleable ft²
- Gross Area
- 662 ft²
- Efficiency
- 71%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-03-06 | HK$4.95M | +1.0% 6.0y · 0.0%/yr |
| 2019-02-28 | HK$4.90M | +6.8% 2.5y · 3.0%/yr |
| 2016-08-30 | HK$4.59M | +96.2% 6.1y · 16.0%/yr |
| 2010-07-23 | HK$2.34M | +36.0% |
| 2005-07-29 | HK$1.72M | −20.7% |
| 2000-01-25 | HK$2.17M | — |