▼ 0.50% · 3.625%
HK$5,727
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,905
−HK$181/mo
Today · 4.125%
HK$6,086
baseline
▲ 0.50% · 4.625%
HK$6,456
+HK$370/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$12,172/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,371
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,542
−HK$173/mo
Today · 4.125%
HK$6,715
baseline
▲ 0.50% · 4.625%
HK$7,069
+HK$354/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$13,430/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$199/mo
Today · 4.125%
HK$6,694
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$408/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$13,388/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,008
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$191/mo
Today · 4.125%
HK$7,387
baseline
▲ 0.50% · 4.625%
HK$7,776
+HK$389/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$14,774/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,872
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,086
−HK$217/mo
Today · 4.125%
HK$7,303
baseline
▲ 0.50% · 4.625%
HK$7,747
+HK$444/mo
Deposit HK$1.00M · loan HK$1.51M · min. income ≈ HK$14,606/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,645
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,850
−HK$208/mo
Today · 4.125%
HK$8,058
baseline
▲ 0.50% · 4.625%
HK$8,483
+HK$425/mo
Deposit HK$1.00M · loan HK$1.51M · min. income ≈ HK$16,116/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,445
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,676
−HK$236/mo
Today · 4.125%
HK$7,912
baseline
▲ 0.50% · 4.625%
HK$8,393
+HK$481/mo
Deposit HK$879K · loan HK$1.63M · min. income ≈ HK$15,824/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,282
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,504
−HK$226/mo
Today · 4.125%
HK$8,730
baseline
▲ 0.50% · 4.625%
HK$9,190
+HK$460/mo
Deposit HK$879K · loan HK$1.63M · min. income ≈ HK$17,460/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,017
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,267
−HK$253/mo
Today · 4.125%
HK$8,520
baseline
▲ 0.50% · 4.625%
HK$9,039
+HK$519/mo
Deposit HK$753K · loan HK$1.76M · min. income ≈ HK$17,040/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,919
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,158
−HK$243/mo
Today · 4.125%
HK$9,401
baseline
▲ 0.50% · 4.625%
HK$9,897
+HK$496/mo
Deposit HK$753K · loan HK$1.76M · min. income ≈ HK$18,802/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,590
−HK$539/mo
▼ 0.25% · 3.875%
HK$8,857
−HK$272/mo
Today · 4.125%
HK$9,129
baseline
▲ 0.50% · 4.625%
HK$9,684
+HK$555/mo
Deposit HK$628K · loan HK$1.88M · min. income ≈ HK$18,258/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,556
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,813
−HK$260/mo
Today · 4.125%
HK$10,073
baseline
▲ 0.50% · 4.625%
HK$10,604
+HK$531/mo
Deposit HK$628K · loan HK$1.88M · min. income ≈ HK$20,146/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,163
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,448
−HK$289/mo
Today · 4.125%
HK$9,737
baseline
▲ 0.50% · 4.625%
HK$10,330
+HK$593/mo
Deposit HK$502K · loan HK$2.01M · min. income ≈ HK$19,474/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,193
−HK$551/mo
▼ 0.25% · 3.875%
HK$10,467
−HK$277/mo
Today · 4.125%
HK$10,744
baseline
▲ 0.50% · 4.625%
HK$11,310
+HK$566/mo
Deposit HK$502K · loan HK$2.01M · min. income ≈ HK$21,488/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,735
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,038
−HK$308/mo
Today · 4.125%
HK$10,346
baseline
▲ 0.50% · 4.625%
HK$10,975
+HK$629/mo
Deposit HK$377K · loan HK$2.13M · min. income ≈ HK$20,692/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,830
−HK$586/mo
▼ 0.25% · 3.875%
HK$11,121
−HK$295/mo
Today · 4.125%
HK$11,416
baseline
▲ 0.50% · 4.625%
HK$12,017
+HK$601/mo
Deposit HK$377K · loan HK$2.13M · min. income ≈ HK$22,832/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,308
−HK$646/mo
▼ 0.25% · 3.875%
HK$10,629
−HK$325/mo
Today · 4.125%
HK$10,954
baseline
▲ 0.50% · 4.625%
HK$11,621
+HK$667/mo
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$21,908/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,468
−HK$619/mo
▼ 0.25% · 3.875%
HK$11,775
−HK$312/mo
Today · 4.125%
HK$12,087
baseline
▲ 0.50% · 4.625%
HK$12,724
+HK$637/mo
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$24,174/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).