▼ 0.50% · 3.625%
HK$18,041
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,602
−HK$570/mo
Today · 4.125%
HK$19,172
baseline
▲ 0.50% · 4.625%
HK$20,339
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,344/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,070
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,608
−HK$547/mo
Today · 4.125%
HK$21,155
baseline
▲ 0.50% · 4.625%
HK$22,270
+HK$1,115/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,310/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,845
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,462
−HK$627/mo
Today · 4.125%
HK$21,089
baseline
▲ 0.50% · 4.625%
HK$22,373
+HK$1,284/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,178/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,077
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,669
−HK$601/mo
Today · 4.125%
HK$23,270
baseline
▲ 0.50% · 4.625%
HK$24,497
+HK$1,227/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,540/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,649
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,322
−HK$685/mo
Today · 4.125%
HK$23,007
baseline
▲ 0.50% · 4.625%
HK$24,406
+HK$1,399/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$46,014/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,084
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,730
−HK$655/mo
Today · 4.125%
HK$25,385
baseline
▲ 0.50% · 4.625%
HK$26,724
+HK$1,339/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$50,770/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,453
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,183
−HK$741/mo
Today · 4.125%
HK$24,924
baseline
▲ 0.50% · 4.625%
HK$26,440
+HK$1,516/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,848/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,091
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,791
−HK$710/mo
Today · 4.125%
HK$27,501
baseline
▲ 0.50% · 4.625%
HK$28,950
+HK$1,449/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$55,002/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,257
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,043
−HK$798/mo
Today · 4.125%
HK$26,841
baseline
▲ 0.50% · 4.625%
HK$28,474
+HK$1,633/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,682/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,098
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,852
−HK$764/mo
Today · 4.125%
HK$29,616
baseline
▲ 0.50% · 4.625%
HK$31,177
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,232/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,061
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,903
−HK$855/mo
Today · 4.125%
HK$28,758
baseline
▲ 0.50% · 4.625%
HK$30,508
+HK$1,750/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,516/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,105
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,913
−HK$819/mo
Today · 4.125%
HK$31,732
baseline
▲ 0.50% · 4.625%
HK$33,404
+HK$1,672/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,464/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,865
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,763
−HK$912/mo
Today · 4.125%
HK$30,675
baseline
▲ 0.50% · 4.625%
HK$32,542
+HK$1,867/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,350/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,112
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,974
−HK$873/mo
Today · 4.125%
HK$33,847
baseline
▲ 0.50% · 4.625%
HK$35,631
+HK$1,784/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,694/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,669
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,623
−HK$970/mo
Today · 4.125%
HK$32,593
baseline
▲ 0.50% · 4.625%
HK$34,576
+HK$1,983/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,186/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,119
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,034
−HK$929/mo
Today · 4.125%
HK$35,963
baseline
▲ 0.50% · 4.625%
HK$37,858
+HK$1,895/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,926/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,473
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,484
−HK$1,026/mo
Today · 4.125%
HK$34,510
baseline
▲ 0.50% · 4.625%
HK$36,610
+HK$2,100/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$69,020/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,126
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,095
−HK$983/mo
Today · 4.125%
HK$38,078
baseline
▲ 0.50% · 4.625%
HK$40,085
+HK$2,007/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,156/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,353 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).