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At today's rate and a 90% mortgage, the deposit on this unit is about HK$543K, with repayments around HK$23,678/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$543K · loan HK$4.89M · min. income ≈ HK$47,356/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,142 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 633 ft²
- Efficiency
- 77%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-01 | HK$4.70M | +12.4% 0.2y |
| 2024-12-24 | HK$4.18M | −19.6% 6.0y · −3.0%/yr |
| 2019-01-08 | HK$5.20M | +100.0% 8.1y · 12.0%/yr |
| 2010-12-14 | HK$2.60M | +20.9% |
| 2008-08-18 | HK$2.15M | −15.4% |
| 2008-02-25 | HK$2.54M | — |