▼ 0.50% · 3.625%
HK$4,014
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,139
−HK$127/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$259/mo
Deposit HK$880K · loan HK$880K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$122/mo
Today · 4.125%
HK$4,707
baseline
▲ 0.50% · 4.625%
HK$4,955
+HK$248/mo
Deposit HK$880K · loan HK$880K · min. income ≈ HK$9,414/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$139/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$286/mo
Deposit HK$792K · loan HK$968K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,044
−HK$133/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,450
+HK$273/mo
Deposit HK$792K · loan HK$968K · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$153/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$311/mo
Deposit HK$704K · loan HK$1.06M · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$146/mo
Today · 4.125%
HK$5,648
baseline
▲ 0.50% · 4.625%
HK$5,946
+HK$298/mo
Deposit HK$704K · loan HK$1.06M · min. income ≈ HK$11,296/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,380
−HK$165/mo
Today · 4.125%
HK$5,545
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$338/mo
Deposit HK$616K · loan HK$1.14M · min. income ≈ HK$11,090/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,961
−HK$158/mo
Today · 4.125%
HK$6,119
baseline
▲ 0.50% · 4.625%
HK$6,441
+HK$322/mo
Deposit HK$616K · loan HK$1.14M · min. income ≈ HK$12,238/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,794
−HK$178/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$363/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,419
−HK$170/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$348/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,208
−HK$190/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,788
+HK$390/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,698
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$182/mo
Today · 4.125%
HK$7,060
baseline
▲ 0.50% · 4.625%
HK$7,432
+HK$372/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$14,120/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,422
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,622
−HK$203/mo
Today · 4.125%
HK$6,825
baseline
▲ 0.50% · 4.625%
HK$7,240
+HK$415/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$13,650/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,145
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,336
−HK$195/mo
Today · 4.125%
HK$7,531
baseline
▲ 0.50% · 4.625%
HK$7,928
+HK$397/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$15,062/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,036
−HK$215/mo
Today · 4.125%
HK$7,251
baseline
▲ 0.50% · 4.625%
HK$7,693
+HK$442/mo
Deposit HK$264K · loan HK$1.50M · min. income ≈ HK$14,502/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,591
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,795
−HK$206/mo
Today · 4.125%
HK$8,001
baseline
▲ 0.50% · 4.625%
HK$8,423
+HK$422/mo
Deposit HK$264K · loan HK$1.50M · min. income ≈ HK$16,002/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,225
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,450
−HK$228/mo
Today · 4.125%
HK$7,678
baseline
▲ 0.50% · 4.625%
HK$8,145
+HK$467/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,356/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,038
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,253
−HK$219/mo
Today · 4.125%
HK$8,472
baseline
▲ 0.50% · 4.625%
HK$8,918
+HK$446/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,944/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).