▼ 0.50% · 3.625%
HK$5,008
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$158/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$152/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$309/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,509
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,681
−HK$174/mo
Today · 4.125%
HK$5,855
baseline
▲ 0.50% · 4.625%
HK$6,211
+HK$356/mo
Deposit HK$988K · loan HK$1.21M · min. income ≈ HK$11,710/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,129
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,293
−HK$167/mo
Today · 4.125%
HK$6,460
baseline
▲ 0.50% · 4.625%
HK$6,801
+HK$341/mo
Deposit HK$988K · loan HK$1.21M · min. income ≈ HK$12,920/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,010
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,197
−HK$190/mo
Today · 4.125%
HK$6,387
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$388/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$12,774/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,865
−HK$182/mo
Today · 4.125%
HK$7,047
baseline
▲ 0.50% · 4.625%
HK$7,419
+HK$372/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$14,094/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,511
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,713
−HK$206/mo
Today · 4.125%
HK$6,919
baseline
▲ 0.50% · 4.625%
HK$7,340
+HK$421/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$13,838/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,243
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,437
−HK$198/mo
Today · 4.125%
HK$7,635
baseline
▲ 0.50% · 4.625%
HK$8,037
+HK$402/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$15,270/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,012
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,230
−HK$221/mo
Today · 4.125%
HK$7,451
baseline
▲ 0.50% · 4.625%
HK$7,905
+HK$454/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$14,902/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,800
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,010
−HK$212/mo
Today · 4.125%
HK$8,222
baseline
▲ 0.50% · 4.625%
HK$8,655
+HK$433/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$16,444/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,512
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,746
−HK$238/mo
Today · 4.125%
HK$7,984
baseline
▲ 0.50% · 4.625%
HK$8,469
+HK$485/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$15,968/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,358
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,582
−HK$227/mo
Today · 4.125%
HK$8,809
baseline
▲ 0.50% · 4.625%
HK$9,273
+HK$464/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$17,618/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,013
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,263
−HK$253/mo
Today · 4.125%
HK$8,516
baseline
▲ 0.50% · 4.625%
HK$9,034
+HK$518/mo
Deposit HK$439K · loan HK$1.76M · min. income ≈ HK$17,032/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,915
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,154
−HK$242/mo
Today · 4.125%
HK$9,396
baseline
▲ 0.50% · 4.625%
HK$9,892
+HK$496/mo
Deposit HK$439K · loan HK$1.76M · min. income ≈ HK$18,792/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,514
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,779
−HK$269/mo
Today · 4.125%
HK$9,048
baseline
▲ 0.50% · 4.625%
HK$9,599
+HK$551/mo
Deposit HK$329K · loan HK$1.87M · min. income ≈ HK$18,096/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,472
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,726
−HK$258/mo
Today · 4.125%
HK$9,984
baseline
▲ 0.50% · 4.625%
HK$10,510
+HK$526/mo
Deposit HK$329K · loan HK$1.87M · min. income ≈ HK$19,968/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,015
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,295
−HK$285/mo
Today · 4.125%
HK$9,580
baseline
▲ 0.50% · 4.625%
HK$10,163
+HK$583/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,160/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,029
−HK$542/mo
▼ 0.25% · 3.875%
HK$10,298
−HK$273/mo
Today · 4.125%
HK$10,571
baseline
▲ 0.50% · 4.625%
HK$11,128
+HK$557/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,142/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).