▼ 0.50% · 3.625%
HK$4,792
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,941
−HK$151/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,331
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$145/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,915
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,435
−HK$166/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,942
+HK$341/mo
Deposit HK$946K · loan HK$1.16M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$160/mo
Today · 4.125%
HK$6,181
baseline
▲ 0.50% · 4.625%
HK$6,506
+HK$325/mo
Deposit HK$946K · loan HK$1.16M · min. income ≈ HK$12,362/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,929
−HK$182/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$371/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,397
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,568
−HK$174/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,098
+HK$356/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,229
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,423
−HK$197/mo
Today · 4.125%
HK$6,620
baseline
▲ 0.50% · 4.625%
HK$7,023
+HK$403/mo
Deposit HK$735K · loan HK$1.37M · min. income ≈ HK$13,240/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,930
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,116
−HK$188/mo
Today · 4.125%
HK$7,304
baseline
▲ 0.50% · 4.625%
HK$7,689
+HK$385/mo
Deposit HK$735K · loan HK$1.37M · min. income ≈ HK$14,608/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$212/mo
Today · 4.125%
HK$7,129
baseline
▲ 0.50% · 4.625%
HK$7,563
+HK$434/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$14,258/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,463
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,663
−HK$203/mo
Today · 4.125%
HK$7,866
baseline
▲ 0.50% · 4.625%
HK$8,281
+HK$415/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$15,732/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,188
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,411
−HK$227/mo
Today · 4.125%
HK$7,638
baseline
▲ 0.50% · 4.625%
HK$8,103
+HK$465/mo
Deposit HK$525K · loan HK$1.58M · min. income ≈ HK$15,276/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,996
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,210
−HK$218/mo
Today · 4.125%
HK$8,428
baseline
▲ 0.50% · 4.625%
HK$8,872
+HK$444/mo
Deposit HK$525K · loan HK$1.58M · min. income ≈ HK$16,856/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,667
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,905
−HK$242/mo
Today · 4.125%
HK$8,147
baseline
▲ 0.50% · 4.625%
HK$8,643
+HK$496/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,294/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,529
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,758
−HK$232/mo
Today · 4.125%
HK$8,990
baseline
▲ 0.50% · 4.625%
HK$9,464
+HK$474/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,980/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,146
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,399
−HK$258/mo
Today · 4.125%
HK$8,657
baseline
▲ 0.50% · 4.625%
HK$9,183
+HK$526/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$17,314/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,062
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,305
−HK$247/mo
Today · 4.125%
HK$9,552
baseline
▲ 0.50% · 4.625%
HK$10,055
+HK$503/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$19,104/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,625
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,893
−HK$273/mo
Today · 4.125%
HK$9,166
baseline
▲ 0.50% · 4.625%
HK$9,724
+HK$558/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,332/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,595
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,853
−HK$261/mo
Today · 4.125%
HK$10,114
baseline
▲ 0.50% · 4.625%
HK$10,647
+HK$533/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,228/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).