▼ 0.50% · 3.625%
HK$4,787
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,935
−HK$152/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,396
+HK$309/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,468
−HK$145/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,909
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$166/mo
Today · 4.125%
HK$5,595
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$341/mo
Deposit HK$945K · loan HK$1.15M · min. income ≈ HK$11,190/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,857
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$159/mo
Today · 4.125%
HK$6,174
baseline
▲ 0.50% · 4.625%
HK$6,499
+HK$325/mo
Deposit HK$945K · loan HK$1.15M · min. income ≈ HK$12,348/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,744
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$181/mo
Today · 4.125%
HK$6,104
baseline
▲ 0.50% · 4.625%
HK$6,475
+HK$371/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$12,208/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,390
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,561
−HK$174/mo
Today · 4.125%
HK$6,735
baseline
▲ 0.50% · 4.625%
HK$7,090
+HK$355/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$13,470/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,222
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$197/mo
Today · 4.125%
HK$6,613
baseline
▲ 0.50% · 4.625%
HK$7,015
+HK$402/mo
Deposit HK$735K · loan HK$1.36M · min. income ≈ HK$13,226/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,922
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,108
−HK$188/mo
Today · 4.125%
HK$7,296
baseline
▲ 0.50% · 4.625%
HK$7,681
+HK$385/mo
Deposit HK$735K · loan HK$1.36M · min. income ≈ HK$14,592/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,701
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,910
−HK$211/mo
Today · 4.125%
HK$7,121
baseline
▲ 0.50% · 4.625%
HK$7,555
+HK$434/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$14,242/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,455
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,655
−HK$203/mo
Today · 4.125%
HK$7,858
baseline
▲ 0.50% · 4.625%
HK$8,272
+HK$414/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$15,716/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,180
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,403
−HK$227/mo
Today · 4.125%
HK$7,630
baseline
▲ 0.50% · 4.625%
HK$8,094
+HK$464/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$15,260/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,987
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,202
−HK$217/mo
Today · 4.125%
HK$8,419
baseline
▲ 0.50% · 4.625%
HK$8,863
+HK$444/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$16,838/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,658
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,897
−HK$242/mo
Today · 4.125%
HK$8,139
baseline
▲ 0.50% · 4.625%
HK$8,634
+HK$495/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,278/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,520
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,748
−HK$232/mo
Today · 4.125%
HK$8,980
baseline
▲ 0.50% · 4.625%
HK$9,454
+HK$474/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,960/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,137
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,390
−HK$257/mo
Today · 4.125%
HK$8,647
baseline
▲ 0.50% · 4.625%
HK$9,174
+HK$527/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$17,294/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,052
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,295
−HK$247/mo
Today · 4.125%
HK$9,542
baseline
▲ 0.50% · 4.625%
HK$10,044
+HK$502/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$19,084/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,616
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,884
−HK$272/mo
Today · 4.125%
HK$9,156
baseline
▲ 0.50% · 4.625%
HK$9,713
+HK$557/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,312/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,585
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,842
−HK$261/mo
Today · 4.125%
HK$10,103
baseline
▲ 0.50% · 4.625%
HK$10,635
+HK$532/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,206/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).