▼ 0.50% · 3.625%
HK$18,450
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,024
−HK$583/mo
Today · 4.125%
HK$19,607
baseline
▲ 0.50% · 4.625%
HK$20,800
+HK$1,193/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,214/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,526
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,076
−HK$559/mo
Today · 4.125%
HK$21,635
baseline
▲ 0.50% · 4.625%
HK$22,775
+HK$1,140/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,270/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,295
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,927
−HK$641/mo
Today · 4.125%
HK$21,568
baseline
▲ 0.50% · 4.625%
HK$22,880
+HK$1,312/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,136/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,578
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,184
−HK$614/mo
Today · 4.125%
HK$23,798
baseline
▲ 0.50% · 4.625%
HK$25,053
+HK$1,255/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,596/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,140
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,829
−HK$700/mo
Today · 4.125%
HK$23,529
baseline
▲ 0.50% · 4.625%
HK$24,961
+HK$1,432/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$47,058/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,631
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,292
−HK$670/mo
Today · 4.125%
HK$25,962
baseline
▲ 0.50% · 4.625%
HK$27,330
+HK$1,368/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$51,924/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,985
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,732
−HK$758/mo
Today · 4.125%
HK$25,490
baseline
▲ 0.50% · 4.625%
HK$27,041
+HK$1,551/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,980/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,684
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,399
−HK$726/mo
Today · 4.125%
HK$28,125
baseline
▲ 0.50% · 4.625%
HK$29,608
+HK$1,483/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,250/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,831
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$816/mo
Today · 4.125%
HK$27,450
baseline
▲ 0.50% · 4.625%
HK$29,121
+HK$1,671/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,900/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,736
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,507
−HK$782/mo
Today · 4.125%
HK$30,289
baseline
▲ 0.50% · 4.625%
HK$31,885
+HK$1,596/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,578/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,676
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,536
−HK$875/mo
Today · 4.125%
HK$29,411
baseline
▲ 0.50% · 4.625%
HK$31,201
+HK$1,790/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,822/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,789
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,615
−HK$837/mo
Today · 4.125%
HK$32,452
baseline
▲ 0.50% · 4.625%
HK$34,163
+HK$1,711/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,904/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,521
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,439
−HK$933/mo
Today · 4.125%
HK$31,372
baseline
▲ 0.50% · 4.625%
HK$33,281
+HK$1,909/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,744/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,841
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,722
−HK$894/mo
Today · 4.125%
HK$34,616
baseline
▲ 0.50% · 4.625%
HK$36,440
+HK$1,824/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,232/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,366
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,341
−HK$992/mo
Today · 4.125%
HK$33,333
baseline
▲ 0.50% · 4.625%
HK$35,361
+HK$2,028/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,666/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,894
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,830
−HK$949/mo
Today · 4.125%
HK$36,779
baseline
▲ 0.50% · 4.625%
HK$38,718
+HK$1,939/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,558/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,211
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,244
−HK$1,049/mo
Today · 4.125%
HK$35,293
baseline
▲ 0.50% · 4.625%
HK$37,441
+HK$2,148/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,586/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,947
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,937
−HK$1,006/mo
Today · 4.125%
HK$38,943
baseline
▲ 0.50% · 4.625%
HK$40,995
+HK$2,052/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$77,886/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,741 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).