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At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,203/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,406/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$66,038 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 401 Saleable ft²
- Gross Area
- 544 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-20 | HK$5.20M | +40.6% 3.7y · 11.0%/yr |
| 2016-12-07 | HK$3.70M | +134.1% 11.6y · 12.0%/yr |
| 2005-05-18 | HK$1.58M | +12.1% |
| 2005-03-08 | HK$1.41M | −11.3% |
| 1998-10-09 | HK$1.59M | — |